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Wells FargoŽ Cash Back(SM) Platinum CardQuick Summary: This is a Visa cash back rewards card issued by Wells Fargo. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 11.15%* and may be as high as 23.15%* (Variable)*, depending on your credit worthiness*.Important Rates: There is a balance transfer offer APR of 3.90% for 6 Billing Cycles*.There is also a purchase introductory APR of 0.00% for 6 Billing Cycles*. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 7.9% to the U.S. prime rate.
There is no annual fee for this card.* Rewards: This card is a cash back card, where you can expect cash rewards for your purchases. Credit Record Needed: Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 742 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics: The grace period listed for the Wells FargoŽ Cash Back(SM) Platinum Card is at least 20 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date. This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate: There was 1 person that reported the application status to us after applying. The applicant was approved. Helpful qualification information, including credit scores, rates, household income and more was reported.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 742, then your chance of approval may be even greater. Approval Time: Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks. Offer Details: Earn a full 1% cash back on your credit card purchases and add your check card to earn cash back on those purchases too*. You earn unlimited cash rewards with no annual fee.
Rewards
and Benefits:
- Earn a full 1% cash back on your credit card purchases.*
- Earn .25% cash back on your check card purchases.*
- Earn unlimited cash rewards with no complicated calculations, no minimum purchase requirements and no expiration dates.
- Easily track your cash rewards on your monthly statement or sign on to wellsfargo.com and view your Credit Card Account Activity page.
- Redeem your cash rewards your way. Automatically deposit them into your savings or checking account or apply them as a principal payment to your personal loan. If you prefer, you can get them as a statement credit or check. Call 1-800-642-4720 to setup your redemption account or redeem your points in $25 increments.
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
| APR | 11.15%* - 23.15%* (Variable)* | | Avg. APR | 15.88%** | | Annual Fee | $0* | | Avg. Annual Fee | $6.75** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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