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MasterCard Poor Credit See Terms None 0.00%* None Not AvailableSecured  

Green Dot Prepaid MasterCard

Related Card Offer:
First PREMIER® Bank Secured Credit Card
APR: 19.90%*
Intro APR: None
Annual Fee: See Terms
First PREMIER® Bank Secured Credit Card
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Green Dot Prepaid MasterCard®

Quick Summary:
This MasterCard offer is issued by Columbus Bank & Trust Company. This is a secured card that does not issue a traditional line of credit.

Important Rates:
We do not have privileges to show the APR due to certain constraints. Please see the card issuer's terms and conditions regarding APR's because the APR Varies*.A 0% APR* is listed for this card, meaning that balances may need to be paid in full each month as charge cards specify, or there is a special program regarding payment. Due to the limited information we have about this rate, we advise you to read the offer details along with the terms and conditions in full.

Please see the application disclosures regarding the annual fee.

Rewards:
This is not a rewards card.

Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect applicants with troublesome credit histories. A FICO credit score of 381 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
Uses for this type of card may include budgeting funds, adding deposits for later use, building a credit rating (if issuer reports to the credit bureaus), and possibly more. A secured credit line may be compared, or is similar to a debit card.

This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 381, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:


  • As seen on TV-by far the most popular prepaid in America!
  • Available at over 50,000 retailers including Walgreens, CVS, Rite-Aid
  • Save $5 today when you order online
  • No credit check, EVER
  • Easy reload using Green Dot MoneyPaks
  • Extra bonuses with Direct Deposit
  • No bounced check fees or outrageous interest charges


Other Remarks:

Monthly Card Maintenance Fee -- $4.95 per month.


ATM Fee -- $2.50 per ATM transaction ($0.99 per ATM transaction for Student Cards). This fee may be reduced or waived altogether through rebates, promotions or special programs.


If you conduct a transaction at an ATM that is not operated by us, the operator of the ATM or any network utilized to effect the transaction may impose a fee.


International ATM Fee -- $3.00 per ATM transaction.


Cash Advance Fee -- $4.00 per cash advance obtained from a teller or other non-ATM cash system.


ATM Balance Inquiry / Declined Withdrawal Fee -- $0.50 per transaction/occurrence.


Balance Inquiry and Transaction History -- This information is free online at www.greendotonline.com. In addition, you may obtain balance information by calling our interactive voice response system. A charge of up to $1.00 will be assessed to the Card for each such call. If you wish to obtain balance information and/or transaction history from a live operator, there is a charge of up to $1.00 per call.


Lost or Stolen Card Replacement Fee -- $10.00


Card Research and Special Requests -- If you request that we perform research or handle special requests relating to the Card, there will be a charge of $25.00 per hour for each request. If your request involves a billing error or unauthorized transaction, this service is free.


Purchase and Reload -- The store where you purchase the Card will charge an initial activation fee and a reload fee. Check with your retailer for information on these fees before you purchase the Card.


Card Liquidation Fee -- $10 if liquidation is requested 30 days or more after activation. Should you request a liquidation of the card prior to activation or during the first 30 days after activating the card, you will not be charged a liquidation fee. If you have less than $10 on your card, we are unable to send you the check due to insufficient funds. Please spend the funds or request cash back at the point of sale from a merchant.



* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

 

 


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Secured Card Rate Comparison

APRAPR Varies*
Avg. APR10.44%**
Annual FeeSee Terms
Avg. Annual Fee$6.88**

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Secured cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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