Sportsman's GuideBuyer's Club(TM) Advantage Rewards Visa®Quick Summary:
This is a Visa rewards card, issued by World Financial Network National Bank. Store reward cards normally offer rebates on specific brand merchandise or purchases. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 10.99%* and may be as high as 21.99%* (Variable)*, depending on your credit worthiness*.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 2.99% to the U.S. prime rate.
There is no annual fee for this card.*
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases.
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 728 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.
The grace period listed for the Sportsman's GuideBuyer's Club(TM) Advantage Rewards Visa® is at least 20 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.
This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.
Currently, we have no applicant results in our system. You can be the first one to help by
submitting your application results to assist other applicants before they apply for this card.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 728, then your chance of approval may be even greater.
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.
Bigger Buyer's Club Discounts: As a current Buyer's Club member, you get an ADDITIONAL 2.5% Discount, on all merchandise you buy from The Guide when you use The Sportsman's Guide Buyer's Clubâ€ž¢ Advantage Rewards Visa card. That means your regular 10% discount jumps to 12.5%, and your regular 5% discount on ammunition jumps to 7.5%.
- Reward Points: For every dollar you spend outside The Guide (gas, groceries, hotels, airline tickets...you name it) you earn Reward Points you can redeem for anything in The Sportsman's Guide catalogs or website. No limits. Every time you accumulate 1,000 Reward Points you'll automatically get a $10 Rewards Certificate to use toward Guide merchandise.
- Bonus: Get 1,000 Reward Points the first time you use your card outside The Sportsman's Guide. That's enough points to instantly get you a $10.00 Merchandise Rewards Certificate!
- Bonus: You'll receive a Coupon good for $5 Off Shipping (no minimum order) when you receive your card.
- No annual fee.
- Zero Liability from unauthorized purchases wherever you shop.
Redeeming your Reward Points is easy. Each time you accumulate at least 1,000 Reward Points, you'll automatically receive a Rewards Certificate on your monthly Billing Statement. Use it toward whatever you want from The Guide, from the catalog or on the website.
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
|APR||10.99%* - 21.99%* (Variable)*|
|Avg. Annual Fee||$43.39**|
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
View rates and fees for all cards.