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MasterCard Poor Credit $96* 19.75% for 3 billing cycles on Purchases 22.75*% None 25 Days*Consumer  

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Cash Yes MasterCard

Related Card Offer:
Centennial® Credit Card
APR: 23.90%
Intro APR: None
Annual Fee: See Terms
Centennial® Credit Card
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Cash Yes MasterCard®

Quick Summary:
This MasterCard offer is issued by MetaBank. This card is intended for consumers, or "personal use" with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report. APR's may vary among applicants, however the lowest standard APR is 22.75*%.

Important Rates:
There is an introductory APR as low as 19.75% for 3 billing cycles*. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates.

There is an annual fee of 96* for this card.

Rewards:
This is not a rewards card.

Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect applicants with troublesome credit histories. A FICO credit score of 417 is recommended for a higher chance of approval for the Cash Yes MasterCard® , but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Cash Yes MasterCard® is at least 25 days*. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Approval Rate:
There were 2 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 50% of those applicants were approved. This card has a very poor approval or acceptance rate. Since this is a card for poor credit, high fees or APRs may be contributing factors for people that decide to accept this card. If you believe that you fall into the credit record of "Poor Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 417, then your chance of approval may be greater than other applicants.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

Offer Details:

Real Credit. Right Now. The Cash Yes MasterCard® is the perfect unsecured credit card for those people with a less than perfect credit history or those who are new to credit.



  • $370 available credit the moment you get your card.
  • Cash advance - Get cash when you need it.
  • Reports monthly to the major credit bureaus.
  • Credit limit increases available
  • Automated payment plan - Help minimize late fees
  • Unsecured MasterCard® Accepted at millions of locations worldwide.

*See website for complete terms and conditions of card usage and application disclosure.



Other Remarks:

Fees associated with this card:


One-Time Account Set Up Fee:  $125.00
One-Time Program Participation Fee:  $76.00
Annual Fee:  $96.00 per year
Monthly Participation Fee:  $96.00 per year, billed monthly at $8.00 per month



* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

 

 


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Consumer Card Rate Comparison

APR22.75*%
Avg. APR12.49%**
Annual Fee$96*
Avg. Annual Fee$10.08**

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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Application and Other Information

 

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