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Card Basics

 

Type Credit Needed Annual Fee Intro APR Standard APR Rewards Grace Period Category

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MasterCard Excellent Credit $0 0.00% for 15 billing cycles on Balance Transfers 7.99% Cash Back Not AvailableBusiness  

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The Advanta Platinum BusinessCard with Customized Cash Back Options

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The Advanta Platinum BusinessCard with Customized Cash Back Options

Quick Summary:
This is a MasterCard cash back rewards card issued by Advanta Business. This card is restricted to business owners with a nearly perfect credit history. You may need proof of business ownership or involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 7.99%.

APR's:
There is an introductory APR as low as 0.00% for 15 billing cycles. However, this intro rate only applies towards balance transfers. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates.

Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a nearly perfect or flawless credit record. A FICO score of at least 810 is recommended for a higher chance of approval for The Advanta Platinum BusinessCard with Customized Cash Back Options, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
This card is intended for business owners. You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer.

This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Approval Rate:
The approval rate for this card is average from a scale of 1 to 5, sitting at a 3. If you believe that you fall into the credit record of "Excellent Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 810, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

Up to 5% Cash Back* with No limit on the total rewards you can earn on:



  • Online PPC Advertising, including Google™, Yahoo!® and MSN® Search*
  • eBay® Fees
  • Website Hosting, Shipping, USPS
  • Computers and Office Supplies
  • Cellular Services and Gas




*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying. Is this the card you want? Apply On-line

 

 


 

Business Card Rate Comparison

APR7.99%
Avg. APR**10.48%
Annual Fee$0
Avg. Annual Fee**$5.96

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Business cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.

 

Application and Other Information

 

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