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The Platinum Card® from American Express

Important Rates:
This card does not have an APR. Please read the disclosures regarding payment terms.

There is an annual fee of $450* for this card.

Rewards:
This is a travel rewards card, where you can expect to earn rewards for leisure or travel.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 743 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:

American Express acceptance among businesses is moderate, but global. You should not have a difficult time finding businesses that will accept this card as a form of payment.

Approval Rate:
There were 10 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 70% of those applicants were approved.

The approval rate for this card is moderately high. Furthermore, if your FICO score is close to or higher than 743, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:

• Earn 25K Membership Rewards® points after you spend $2,000 during your first three months of Card membership
• Premium travel benefits: access over 600 lounges worldwide when you enroll in Priority Pass™ Select, no foreign transaction fees
• Receive up to $200 annually in a statement credit with the airline of your choice to use towards baggage fees, flight-change fees, in-flight food and beverage purchases and more
• 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
• Entertainment benefits: get Advance Tickets before the public and access once in a lifetime events with By Invitation Only®
• Terms and restrictions apply

Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.2

24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card® Concierge is at your service so you can spend your energy doing what you want.3

FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at over 600 hotel properties around the world.4

Membership Rewards First® Program: Enjoy exclusive access to a private collection of rewards and experiences featuring luxury retail, lifestyle, and world-class travel from our premium brands.5

By Invitation Only Events: Access to exclusive, once-in-a-lifetime events available to Platinum Card members.6

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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