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The Platinum Card® from American Express

Important Rates:
This card does not have an APR. Please read the disclosures regarding payment terms.

There is an annual fee of 50* for this card.

Rewards:
This is a travel rewards card, where you can expect to earn rewards for leisure or travel.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 691 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:

American Express acceptance among businesses is moderate, but global. You should not have a difficult time finding businesses that will accept this card as a form of payment.

Approval Rate:
There were 6 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 83% of those applicants were approved.

The recent approval rate for this card is very high. Furthermore, if your FICO score is close to or higher than 691, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:

• 25,000 Membership Rewards® points when you spend $1,000 during your first three months of Card membership
• Global Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
• Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked - baggage fee
• 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
• Fine hotels & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide

Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.2

24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card® Concierge is at your service so you can spend your energy doing what you want.3

FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at over 600 hotel properties around the world.4

Membership Rewards First® Program: Enjoy exclusive access to a private collection of rewards and experiences featuring luxury retail, lifestyle, and world-class travel from our premium brands.5

By Invitation Only Events: Access to exclusive, once-in-a-lifetime events available to Platinum Card members.6

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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