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Related Card Offer: Ducks Unlimited WorldPoints™ Platinum Pl... APR: 9.90% Intro APR: 0.00% Annual Fee: $0 Rewards: Charity Apply Now

HSBC ecosmart MasterCard® with Plus Rewards

APR's:
There is an introductory APR as low as 0.00% for 12 months. This intro rate applies towards both balance transfers and purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 3.99% to the U.S. prime rate.

Rewards:
This is a charity rewards card, where you might expect rewards to be given to charity.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO score of at least 797 is recommended for a higher chance of approval for the HSBC ecosmart MasterCard® with Plus Rewards, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the HSBC ecosmart MasterCard® with Plus Rewards is at least 20 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Approval Rate:
If you believe that you fall into the credit record of "Excellent Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 797, then your chance of approval may be greater than other applicants.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

Offer Details:

• Earn 1 point for every dollar you spend with your card, regardless of where you shop.
• Redeem your points for eco-rewards, or cash back, airfare, hotel stays, car rentals, merchandise, gift cards and more...
• Enjoy 0% Introductory APR on card purchases and balance transfers for 12 months.*
• No annual fee.




*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

 

 

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**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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