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Card Basics


Type Credit Needed Category Annual Fee Intro APR Regular APR Rewards Grace Period
Store Poor Credit Consumer $0* N/A* 25.99%* None 25 Days*

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Newegg.com Preferred Account

Newegg.com Preferred Account

Quick Summary:
This Store offer is issued by CIT Bank. This card is intended for consumers, or "personal use" with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report. APR's may vary among applicants, however the lowest standard APR is 25.99%*.

Important Rates:
The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates.

There is no annual fee for this card.*

This is not a rewards card.

Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect applicants with troublesome credit histories. A FICO credit score of 450 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Newegg.com Preferred Account is at least 25 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This is a store or catalog card, not a traditional credit card. Acceptance of this card is normally bound to a specific store or catalog.

Approval Rate:
There were 8 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 25% of those applicants were approved.

This card has a very poor approval or acceptance rate. This could be due to the fact that applicants changed their decision after wanting a traditional credit card such as a Visa, MasterCard, Discover Card or American Express card. Furthermore, if your FICO score is close to or higher than 450, then your chance of approval may be even greater.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

Offer Details:

Now you can enjoy No Interest if paid in full in up to 12 Months* when you use your Newegg.com Preferred Account. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 or 12 months, depending on your offer.

  • Customized for shopping at Newegg.com.
  • Offers you more of the benefits you want such as members-only benefits, special financing offers, and "Zero Fraud Liability" protection.

    It only takes a few seconds to apply...

  • Just choose the Newegg.com Preferred Account at checkout.
  • With instant online approval, you can start using your Newegg.com Preferred Account immediately to buy any of the products on our web site.

Rewards and Benefits:

  • Dedicated line of credit at Newegg.com
  • No annual fee
  • Low monthly payments
  • Periodic discounts and promotions exclusive to Newegg.com Preferred Account members
  • Shopping is quick and safe! Newegg.com Preferred Account purchases never require you to enter your account number
  • Zero Fraud Liability

* Disclaimer: Please see the credit card application for details about the offer as well as the terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. This content is not provided or commissioned by the credit card issuer. Opinions expressed here are authorís alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.



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Consumer Card Rate Comparison

Avg. APR16.88%**
Annual Fee$0*
Avg. Annual Fee$24.77**

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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