Home Tools Credit Cards
Finance Globe
    

 
Page navigation: Home > Finance > Credit Cards > CIT Bank > Newegg.com Preferred Account
 
Power Search
Card Basics

 

Type Credit Needed Annual Fee Intro APR Standard APR Rewards Grace Period Category

Jump down to application and info

Store Fair Credit $0 None 21.99% None 25 DaysConsumer  

View all credit cards from CIT Bank

Newegg.com Preferred Account

Related Card Offer:
Capital One® Standard Platinum Card
APR: 19.80%
Intro APR: 0.00%
Annual Fee: $0
Capital One® Standard Platinum Card
Apply Now

Newegg.com Preferred Account

Quick Summary:
This Store offer is issued by CIT Bank. This card is intended for consumers, or "personal use" with a fair credit history. APR's may vary among applicants, however the lowest standard APR is 21.99%.

APR's:
There is not an introductory APR for this card, so the lowest or standard rate of 21.99% will apply immediately. The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates.

Rewards:
This is not a rewards card. Although the APR is 21.99% and there are no rewards, you may want to consider that this card does not* have a annual fee.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO score of at least 648 is recommended for a higher chance of approval for the Newegg.com Preferred Account, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Newegg.com Preferred Account is at least 25 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This is a store or catalog card, not a traditional credit card. Acceptance of this card is normally bound to a specific store or catalog.

Approval Rate:
There were 3 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 33% of those applicants were approved. There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Fair Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 648, then your chance of approval may be greater than other applicants.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

Offer Details:

Newegg.com Preferred Account


Stand out from the crowd with the Newegg.com Preferred Account. Now you can enjoy No Payments for up to 12 Months and FREE Rush Processing when you use your Newegg.com Preferred Account. This unique credit account is customized for shopping online at Newegg.com and offers you more of the benefits you want such as no annual fee, members-only benefits, special financing offers, and "Zero Fraud Liability" protection.


It only takes a few seconds to apply ... just click on the "Sign Up Today" button on this page, or choose "Pay with Preferred Account" during check out. With instant online approval, you can start using your Newegg.com Preferred Account immediately to purchase any of the 60,000+ products on our website.


Once you're a Newegg.com Preferred Account customer, you'll be able to speed through check out, never having to enter an account number. With zero fraud liability, members-only benefits and low interest financing, it's so smart to sign-up now!



Rewards and Benefits:


  • Dedicated line of credit at Newegg.com
  • No annual fee
  • Low monthly payments
  • Periodic discounts and promotions exclusive to Newegg.com Preferred Account members
  • Shopping is quick and safe! Newegg.com Preferred Account purchases never require you to enter your account number
  • Zero Fraud Liability

Other Remarks:

No Payments for up to 12 Months Minimum purchase required on purchases made with your Newegg.com Preferred Account.
Offer expires 08/31/2008


FREE Rush Processing On any purchase made using your Newegg.com Preferred Account.
Offer expires 08/31/2008


Payment Deferral:


Minimum Purchase Amount: $500
Payment Deferral Period: 6 Months


Minimum Purchase Amount: $999
Payment Deferral Period: 12 Months

Note: There is no grace period in which to repay Financed Installment Purchases before a Finance Charge will be imposed.

*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

 

 


It's fast and easy to compare card offers by the criteria you require. That way you get the best card for your needs.
 
Search by Type Search Options: 
Consumer credit card database
All credit cards

 

Consumer Card Rate Comparison

APR21.99%
Avg. APR**12.35%
Annual Fee$0
Avg. Annual Fee**$8.23

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.

 

Application and Other Information

 

Apply by Phone Apply On-Line Compare Reviews Contact Bookmark
Sorry, Number Not Listed
Sorry, this application is not available on-line Add 100% of 2 user(s) said yes Lookup
 

 

 

 



 

  


Website: About Us | Finance Glossary | Sitemap | Privacy | Terms | Contact | Printer Friendly | Send this Page
Finance: Credit Cards | Credit Card Rates | Credit Card Reviews | Credit Card Sitemap

Translate: Chinese | Portuguese | Spanish

Copyright ©, Finance Globe. All Rights Reserved.