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Type	Credit Needed	Annual Fee	Intro APR	Standard APR	Rewards	Grace Period	Category	Jump down to application and info
	Good Credit	$0	None	13.74% to 22.74%*	Store Specific	20 Days	Consumer

Juniper Visa Card with iTunes Rewards

Related Card Offer:
AT&T Universal Savings & Rewards Card

APR: 9.99%

Intro APR: 0.00%

Annual Fee: $0

Rewards: Store

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Juniper Visa® Card with iTunes Rewards

Quick Summary:
This is a Visa rewards card that normally offers rebates on specific brand merchandise or purchases. This offer is issued by Barclays Bank, Delaware. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 13.74% and may be as high as 22.74%, depending on your credit worthiness*.

APR's:
There is not an introductory APR for this card, so the lowest or standard rate of 13.74% will apply immediately. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.49% to the U.S. prime rate.

Rewards:
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 696 is recommended for a higher chance of approval for the Juniper Visa® Card with iTunes Rewards, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Juniper Visa Card with iTunes Rewards is at least 20 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 696, then your chance of approval may be greater than other applicants.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

Offer Details:

Now you can order the Mac system of your dreams, your favorite iPod, or anything else from the Apple Store today and pay no interest on your purchase for up to 90 days. Plus you’ll earn iTunes rewards points with every purchase. Simply decide what you want, then apply for the Juniper Visa Card with iTunes Rewards(1). Upon approval, you’ll enjoy same-as-cash financing for up to 90 days(2) on today's purchase — which means you can enjoy your new stuff for up to three full months without paying any interest.

Rewards and Benefits:

The Juniper Visa Card gives you a Visa® credit card with no annual fee and an annual percentage rate as low as 13.74%(3), plus the opportunity to earn iTunes rewards with every purchase. You’ll earn two iTunes points for every dollar you spend at any Apple Store (online, retail, or by phone), one point for ever dollar you spend everywhere else — wherever Visa is accepted. When you reach 2,500 points, we’ll send you a $25 iTunes card good for music, videos, and more from the iTunes Store.
Other Remarks:
The Finance Charge is waived on the initial Apple Store purchase (purchase must be made within the first 30 days of account opening) for the first 90 days after the transaction date provided we receive timely payment of at least the minimum due each month and the initial Apple Store purchase balance is paid in full on or before the 90th day after the transaction date. See terms and conditions.*

*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

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Consumer Card Rate Comparison

APR	13.74%
Avg. APR**	12.08%
Annual Fee	$0
Avg. Annual Fee**	$8.16

** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.

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