Jump down to application and info

Related Card Offer: Blue Sky from American Express® APR: 9.99% Intro APR: 0.00% Annual Fee: $0 Rewards: Airlines Apply Now

Platinum Delta SkyMiles® Credit Card from American Express

APR's:
There is an introductory APR as low as 3.90% the first life of the balance. However, this intro rate only applies towards balance transfers. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 9.99% to the U.S. prime rate.

Rewards:
This card can be used for airline rewards, where you can expect a "points" system or rebates for certain purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO score of at least 751 is recommended for a higher chance of approval for the Platinum Delta SkyMiles® Credit Card from American Express, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Platinum Delta SkyMiles® Credit Card from American Express is at least 20 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

American Express acceptance among businesses is moderate, but global. You should not have a difficult time finding businesses that will accept this card as a form of payment.

Approval Rate:
If you believe that you fall into the credit record of "Excellent Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 751, then your chance of approval may be greater than other applicants.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

Offer Details:

• Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
  
• Earn one companion Coach Class ticket each year upon renewal
  
• Earn at least 1 mile for every eligible dollar spent
  
• Miles never expire and there is no cap on the miles you can earn
  
• Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card
  
• Express Approval. Get a decision in less than 60 seconds.

*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

It's fast and easy to compare card offers by the criteria you require. That way you get the best card for your needs.   Search Options:  Consumer credit card database All credit cards

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.