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Smart Cash MasterCard® credit cardQuick Summary: This is a MasterCard cash back rewards card issued by TD Bank. This card is intended for consumers, or "personal use" with a nearly perfect credit history for Canadian residents only. APR's may vary among applicants, however the lowest standard APR is 19.99%*.Important Rates: There is not an introductory APR for this card, so the lowest or standard rate of 19.99%* may apply immediately. The lowest available APR is variable (V), meaning that the rate can change as rates fluctuate. The standard rate is currently listed as 19.99%(V)*. Additionally, you can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.4% to the country target rate.
There is no annual fee for this card.* Rewards: This card is a cash back card, where you can expect cash rewards for your purchases. Other Basics: The grace period listed for the Smart Cash MasterCard® credit card is at least 21 days*. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment. Approval Rate: There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Excellent Credit" then you will have a better chance for approval. Approval Time: Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details: - Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months
- Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafte
- Get up to 1% cash back for all other qualifying net retail purchases
- 1.99% introductory annual interest rate on balance transfers* and cheque cash advances for 10 months
- Feel secure with around-the-clock fraud protection
- Enjoy free online access to your credit card account
- No annual fee
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
| APR | 19.99%* | | Avg. APR | Not Available | | Annual Fee | $0* | | Avg. Annual Fee | Not Available | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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