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Variable Rate Credit Cards
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Variable APR rates normally change with a fluctuating rate, such as the US prime rate. The advantages of variable rates are higher when the fluctuating rate is low.

 

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Citi® Diamond Preferred® Card

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
GoodConsumer$0*0.00% for 18 Months *0.00% for 18 Months*11.99% - 21.99% (Variable)*23 DaysNone10



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Southwest Airlines Rapid Rewards® Plus Credit Card

  • Now! Earn a Free Flight after your first purchase
  • Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare
  • Now you can redeem for International Travel, Hotels, Gift Cards and more.
  • Earn unlimited free flights - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on everything else
  • Your Bags Fly Free! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats!
  • No Change fees - if you need to change your flight, you won't be charged a fee.
  • September 11th Security Fee Applies

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
ExcellentConsumer$69*NoneNone15.24% (Variable)*21 DaysAirlinesBe the first to write one



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Capital One® Spark (SM) Miles Select for Business

  • Get a 50% bonus on the miles you earn every year
  • Earn 1 mile per dollar on every purchase, every day
  • Save with 0% intro APR until August 2012
  • Enjoy no annual fee
  • Get online Quarterly and Year-End Summaries
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
ExcellentBusiness$0*None0.00% until 08/2012*14.90% - 19.90% (V)*25 DaysAirlinesBe the first to write one



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Discover® More® Card - Balance Transfer Fee*

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
GoodConsumer$0*0.00% for 18 Months *0.00% for 6 Months*10.99% - 20.99% (Variable)*See Terms*Cash BackBe the first to write one



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Continental Airlines OnePass® Plus Card

  • Earn up to 40,000 bonus miles & first year free ($95 value)*
  • Now with priority boarding privileges on Continental and United flights
  • Check your first bag for free on Continental and United flights, up to a $50 value
  • Visit the United Club with two complimentary passes every year, a $100 value
  • Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else
  • Your miles don't expire and there is no limit to the number of miles you can earn

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
ExcellentConsumer$0* / $95*NoneNone14.24% (Variable)*21 DaysAirlines2



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Capital One® Spark (SM) Classic for Business

  • Enjoy no annual fee
  • Build business credit with eligibility for an automatic credit line increase
  • Earn 1% cash back on every purchase, every day
  • Separate business expenses from personal expenses
  • $0 Fraud Liability if your card is ever lost or stolen
  • Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
Fair, Above AverageBusiness$0*NoneNone22.90% (V)*25 DaysCash BackBe the first to write one



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Blue Sky from American Express (SM)

  • No annual fee
  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel- anytime
  • Pay your bill all at once, or over time. It's up to you.
  • Blue Savings Program®: big deals on big brands, all the time
  • Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
  • Get approved in 60-seconds

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
GoodConsumer$0*None0.00% for 12 Months*17.24% - 22.24% (Variable)*20 DaysAirlines7



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Marriott Rewards® Credit Card

  • Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval
  • No Annual fee for your first year - that's a $45 value*
  • Earn 3 points for every $1 spent at Marriott® locations
  • Earn 1 point for every $1 spent on other purchases
  • Cardmembers achieve Silver elite status with 10 nights credit toward Elite status
  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
ExcellentConsumer$0* / $45*NoneNone14.24% (Variable)*21 DaysHotelsBe the first to write one



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Ink Cash(SM) Business

  • $250 cash back bonus after you spend $5,000 within 3 months!
  • 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
  • 2% cash back on the first $25,000 spent annually on gas and dining
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • Cash back rewards do not expire
  • 0% Introductory APR for 6 months*
  • No Annual Fee*

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
ExcellentBusiness$0*0.00% for 6 Months *0.00% for 6 Months*13.24% (Variable)*20 DaysCash Back1



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Discover® More® Card

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
Good, ExcellentConsumer$0*0.00% for 15 Months *0.00% for 15 Months*10.99% - 20.99% (Variable)*25 DaysCash Back56



 

 

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* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

 



 

 

 

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