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• An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
• Acceptance at millions of locations worldwide, including website purchases and reservations
• Your account information is updated and at your fingertips 24/7 so you can manage it your way
• Email and text messages are available to remind you of your upcoming payment due date
• Knowledgeable customer service representatives to assist you with questions or concerns

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• No Balance Transfer Fee!*
• 0% Intro APR for 15 months on purchases and balance transfers
• Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
• After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
• Avoid interest on everyday purchases
• Pay down your balance faster
• Zero liability on unauthorized purchases*
• No Annual Fee*

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• An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
• Acceptance at millions of locations worldwide, including website purchases and reservations
• Your account information is updated and at your fingertips 24/7 so you can manage it your way
• Email and text messages are available to remind you of your upcoming payment due date
• Knowledgeable customer service representatives to assist you with questions or concerns

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• $0 intro annual fee for the first year; $19 after that
• Image Card - personalize your card with an image of your choice
• $0 Fraud Liability if your card is lost or stolen
• Monitor your spending with free text message alerts

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• Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
• Acceptance at millions of locations worldwide, including website purchases and reservations
• Your account information is updated and at your fingertips 24/7 so you can manage it your way
• Email and text messages to remind you of your upcoming payment due date with online enrollment
• Knowledgeable customer service representatives to assist you with questions or concerns

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• 0% intro APR until September 2013 on balance transfers
• 0% intro APR until September 2013 on purchases
• No annual fee
• $0 Fraud Liability if your card is lost or stolen
• 24-hour travel assistance gives you a replacement card and cash advance
• 24-hour roadside assistance
• Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own

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• 0% intro APR on all purchases until March 2013
• $0 Fraud Liability if your card is lost or stolen
• Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection
• Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own

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• An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
• Acceptance at millions of locations worldwide, including website purchases and reservations
• Your account information is updated and at your fingertips 24/7 so you can manage it your way
• Email and text messages are available to remind you of your upcoming payment due date
• Knowledgeable customer service representatives to assist you with questions or concerns

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• 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
• 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
• Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
• $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
• No annual fee*

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Become a Kay® Cardholder today. Applying is quick, simple and safe.

• Apply instantly and shop today!
  
• No Annual Fee
  
• Use your card on kay.com or at any Kay Jewelers