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A credit card with no annual fee is a nice feature. We do however encourage you to read the fine print in the disclosures. A small percentage of cards may have special terms to avoid an annual fee, such as minimum spending requirements, or first year fee-free cards. |
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Compare | | Citi® Diamond Preferred® Card- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
- Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Good | Consumer | $0* | 0.00% for 18 Months * | 0.00% for 18 Months* | 11.99% - 21.99% (Variable)* | 23 Days | None | 10 |
Compare | | Capital One® Spark (SM) Miles Select for Business- Get a 50% bonus on the miles you earn every year
- Earn 1 mile per dollar on every purchase, every day
- Save with 0% intro APR until August 2012
- Enjoy no annual fee
- Get online Quarterly and Year-End Summaries
- There's no limit to the amount of miles you can earn and miles don't expire
- Fly on any airline, anytime, with no blackout dates or seat restrictions
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Excellent | Business | $0* | None | 0.00% until 08/2012* | 14.90% - 19.90% (V)* | 25 Days | Airlines | Be the first to write one |
Compare | | Discover® More® Card - Balance Transfer Fee*- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Good | Consumer | $0* | 0.00% for 18 Months * | 0.00% for 6 Months* | 10.99% - 20.99% (Variable)* | See Terms* | Cash Back | Be the first to write one |
Compare | | Capital One® Spark (SM) Classic for Business- Enjoy no annual fee
- Build business credit with eligibility for an automatic credit line increase
- Earn 1% cash back on every purchase, every day
- Separate business expenses from personal expenses
- $0 Fraud Liability if your card is ever lost or stolen
- Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Fair, Above Average | Business | $0* | None | None | 22.90% (V)* | 25 Days | Cash Back | Be the first to write one |
Compare | | Blue Sky from American Express (SM)- No annual fee
- Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel- anytime
- Pay your bill all at once, or over time. It's up to you.
- Blue Savings Program®: big deals on big brands, all the time
- Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
- Get approved in 60-seconds
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Good | Consumer | $0* | None | 0.00% for 12 Months* | 17.24% - 22.24% (Variable)* | 20 Days | Airlines | 7 |
Compare | | Ink Cash(SM) Business- $250 cash back bonus after you spend $5,000 within 3 months!
- 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
- 2% cash back on the first $25,000 spent annually on gas and dining
- 1% cash back on all other card purchases with no limit to the amount you can earn
- Cash back rewards do not expire
- 0% Introductory APR for 6 months*
- No Annual Fee*
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Excellent | Business | $0* | 0.00% for 6 Months * | 0.00% for 6 Months* | 13.24% (Variable)* | 20 Days | Cash Back | 1 |
Compare | | Discover® More® Card- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Good, Excellent | Consumer | $0* | 0.00% for 15 Months * | 0.00% for 15 Months* | 10.99% - 20.99% (Variable)* | 25 Days | Cash Back | 56 |
Compare | | Chase Freedom® Visa - $200 Bonus Cash Back- This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
- Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Excellent | Consumer | $0* | None | None | 15.99% - 22.99% (Variable)* | 21 Days | Cash Back | Be the first to write one |
Compare | | TrueEarnings® Card from Costco and American Express- American Express® Card and Costco Membership Card in one- with no annual fee for Costco members
- Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Good, Excellent | Consumer | $0* | None | 0.00% for 6 Months* | 15.24% (Variable)* | 20 Days | Cash Back | 7 |
Compare | | Slate® from Chase- Earn $75 Statement Credit after you make $300 in purchases in your first 3 months
- 0% Intro APR for up to 15 months - a variable APR as low as 11.99% -21.99% after your 0% ends
- Slate with Blueprint® helps you pay down your balances faster and save on interest
- Transfer your higher rate balances
- No Annual Fee
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Excellent | Consumer | $0* | 0.00% for 15 Months * | 0.00% for 15 Months* | 11.99% - 21.99% (Variable)* | 20 Days | None | 5 |
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* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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