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Credit Cards That Give Instant Response
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Credit cards in this category normally give instant or fast responses to a credit card application, using an automated system.

 

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Orchard Bank Classic MasterCards

  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
Poor, LimitedConsumer$39* / $59*NoneNone14.99% - 19.99% (Variable)*25 DaysNone10



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Orchard Bank Classic MasterCards

  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
Poor, LimitedConsumer$39* / $59*NoneNone14.99% - 19.99% (Variable)*25 DaysNone3



Compare

Orchard Bank Classic MasterCards

  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
Poor, LimitedConsumer$39* / $59*NoneNone14.99% - 19.99% (Variable)*25 DaysNone3



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Kay Jewelers® Credit Card

Become a Kay® Cardholder today. Applying is quick, simple and safe.


  • Apply instantly and shop today!
  • No Annual Fee
  • Use your card on kay.com or at any Kay Jewelers

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
LimitedConsumer$0*NoneNone24.99% (Variable)*25 DaysNone35



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JCPenney Card®


  • Save 20% when you open an account today
  • Earn up to $30 in JCP Rewards* each month with Platinum status* and qualifying purchases
  • 25% more points when you shop with your JCP Rewards credit card

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
PoorConsumer$0*NoneNone26.99%*23 DaysStore50



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Wal-Mart® Credit Card


  • Up to $100 cash advance when you make a purchase*
  • Save 3 cents per gallon at participating Wal-Mart gas stations*
  • No annual fee
  • $0 fraud liability

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
FairConsumer$0*NoneNone22.90% (Variable)*23 DaysNone66



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USAA Cash Rewards World MasterCard®

Get great rates and no annual fee



  • Variable rates as low as 9.9% APR on purchases, balance transfers and cash advances.*
  • No annual fee.
  • Choose from cash, gift cards and travel rewards.

Get cash back



  • Make up for the holidays by getting paid cash every January for the previous year's purchases.
  • Ongoing cash rebates up to 1.25% on your USAA MasterCard purchases.

Enjoy travel and retail benefits*



  • Auto Rental Insurance from MasterRental®
  • Worldwide Automatic Travel Accident Insurance
  • Extended Warranty Protection for retail purchases
  • Purchase Assurance Coverage for damage or theft of purchases
  • Enjoy additional exclusive travel and retail benefits with World MasterCard4

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
Good, ExcellentConsumer$0*NoneNone9.9% - 25.9% (Variable)*25 DaysCash Back7



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Carnival(SM) World MasterCard®


  • Up to 10,000 Bonus FunPoints® - 5,000 after first purchase and up to 5,000 Bonus Points for initial Balance Transfers (enough for $100 off your next cruise)*
  • Double FunPoints® for every $1 spent on ALL Carnival Cruise Lines purchases including onboard purchases charged to Sail & Sign®*
  • 1 FunPoint® for every $1 spent on ALL other purchases*
  • Low Introductory Rate on initial Balance Transfer*
  • No Annual Fee

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
GoodConsumer$0*0.00% for 15 Billing Cycles*None13.99% - 20.99% (Variable)*23 DaysTravel12



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Ann Taylor Credit Card

As an Ann Taylor Credit Card holder, you enjoy the following benefits



  • Receive instant credit (subject to credit approval)
  • Enjoy 10% OFF your first purchase*
  • No annual fee
  • Receive mailers and notice of special offerings
  • Conveniently check your card balance online
  • Enroll in paperless eStatements

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
LimitedConsumer$0*NoneNone22.80% (Variable)*25 DaysNone3



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Wal-Mart® Discover® Card


  • Earn up to 1% cash back on all purchases*
  • Accepted everywhere you see the Discover® Network Acceptance Mark
  • Up to $100 cash advance when you make a purchase*
  • Save 3 cents per gallon at participating Wal-Mart gas stations*
  • No annual fee
  • $0 fraud liability

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
Good, ExcellentConsumer$0*NoneNone22.90% (Variable)*23 DaysCash Back17



 

 

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* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

 



 

 

 

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