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Credit Cards That Give Instant Response
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Credit cards in this category normally give instant or fast responses to a credit card application, using an automated system.

 

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Kay Jewelers® Credit Card

Become a Kay® Cardholder today. Applying is quick, simple and safe.


  • Apply instantly and shop today!
  • No Annual Fee
  • Use your card on kay.com or at any Kay Jewelers

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
LimitedConsumer$0NoneNone24.99% (Variable)*25 DaysNone35



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JCPenney Card®


  • Save 20% when you open an account today
  • Earn up to $30 in JCP Rewards* each month with Platinum status* and qualifying purchases
  • 25% more points when you shop with your JCP Rewards credit card

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
PoorConsumer$0NoneNone26.99%*23 DaysStore53



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Wal-Mart® Credit Card


  • Up to $100 cash advance when you make a purchase*
  • Save 3 cents per gallon at participating Wal-Mart gas stations*
  • No annual fee
  • $0 fraud liability

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
FairConsumer$0NoneNone22.90% (Variable)*23 DaysNone69



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USAA Cash Rewards World MasterCard®

Get great rates and no annual fee



  • Variable rates as low as 9.9% APR on purchases, balance transfers and cash advances.*
  • No annual fee.
  • Choose from cash, gift cards and travel rewards.

Get cash back



  • Make up for the holidays by getting paid cash every January for the previous year's purchases.
  • Ongoing cash rebates up to 1.25% on your USAA MasterCard purchases.

Enjoy travel and retail benefits*



  • Auto Rental Insurance from MasterRental®
  • Worldwide Automatic Travel Accident Insurance
  • Extended Warranty Protection for retail purchases
  • Purchase Assurance Coverage for damage or theft of purchases
  • Enjoy additional exclusive travel and retail benefits with World MasterCard4

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
Good, ExcellentConsumer$0NoneNone9.9% - 25.9%*25 DaysCash Back8



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Carnival(SM) World MasterCard®


  • Up to 10,000 Bonus FunPoints® - 5,000 after first purchase and up to 5,000 Bonus Points for initial Balance Transfers (enough for $100 off your next cruise)*
  • Double FunPoints® for every $1 spent on ALL Carnival Cruise Lines purchases including onboard purchases charged to Sail & Sign®*
  • 1 FunPoint® for every $1 spent on ALL other purchases*
  • Low Introductory Rate on initial Balance Transfer*
  • No Annual Fee

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
GoodConsumer$00.00% for 15 Billing Cycles*None13.99% - 20.99%*23 DaysTravel12



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Ann Taylor Credit Card

As an Ann Taylor Credit Card holder, you enjoy the following benefits



  • Receive instant credit (subject to credit approval)
  • Enjoy 10% OFF your first purchase*
  • No annual fee
  • Receive mailers and notice of special offerings
  • Conveniently check your card balance online
  • Enroll in paperless eStatements

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
LimitedConsumer$0NoneNone22.80% (Variable)*25 DaysNone3



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Wal-Mart® Discover® Card


  • Earn up to 1% cash back on all purchases*
  • Accepted everywhere you see the Discover® Network Acceptance Mark
  • Up to $100 cash advance when you make a purchase*
  • Save 3 cents per gallon at participating Wal-Mart gas stations*
  • No annual fee
  • $0 fraud liability

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
Good, ExcellentConsumer$0NoneNone22.90% (Variable)*23 DaysCash Back18



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Victoria's Secret Angel Credit Card


  • OUR PASSBOOK OF SAVINGS
    Get exclusive access to sensational savings (worth over $100) for six months when you open your Angel Card.
  • FAST UPGRADE. FAST REWARDS.
    Each dollar spent with your Angel credit card will equal one Angel Reward point. Qualify for Angel V.I.P. card** status and receive a $10 Angel Reward when you earn your first 250 points using your Angel Card. Then receive a $10 Angel Reward Card for every 250 points earned. Plus, receive periodic free shipping and handling on qualified catalogue or online purchases, exclusive discounts and bonus points.
  • ANGELS EXCLUSIVES
    Receive Angel-only mailings and discounts on Victoria's Secret merchandise.
  • BIRTHDAY REWARDS
    You'll receive a special Birthday Angel Reward each year that your account is active.
  • ONLINE ACCOUNT MANAGEMENT
    Register at VSAngelcard.com today and receive 25 bonus points.

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
FairConsumer$0NoneNone24.99% (Variable)*25 DaysStore21



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PayPal Extras Credit Card®

Use your PayPal Extras MasterCard to get 2x points for all your PayPal and eBay purchases.


  • 3x points/ $1 spent on Gas & Restaurants 
  • 2x points/ $1 spent on PayPal & eBay
  • 1x points/ $1 spent on all other MasterCard purchases
  • 30 second decision
  • Redeem points for gift cards, merchandise and travel deals
  • Cash back as a credit into your PayPal balance*
  • Manage account activity easily online through your PayPal account
  • No annual fee 
  • MasterCard Platinum benefits

  • Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
    FairConsumer$0NoneNone19.99% - 23.99%*26 DaysOther21



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    Dillards™ Credit Card

    Recieve a 10% Off All-Day Shopping Pass for every 1,500 points you earn. Good on the day of your choice for all merchandise in the store or online. Every item. Every brand. There's no limit to how much you can save - you choose the day!


  • $1 spent at Dillard's = 2 Dillard's Rewards Points
  • $1 spent at Grocery Stores and Gas Stations = 2 Dillard's Rewards Points (with your Dillards American Express Card)
  • $1 spent anywhere else = 1 Dillard's Rewards Point (with your Dillard's American Express Card, everwhere American Express is welcomed)

    You'll automatically recieve a bonus 10% off All-Day Welcome Shopping Pass in your first statement when you spend just $100 the day you open your account.* (maximum discount $100)


     

  • Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
    FairConsumer$0NoneNone22.99% (Variable)*25 DaysStore26



     

     

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    * Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

     



     

     

     

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