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• Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of Card membership
• Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
• Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, sporting events, and more.
• Introductory annual fee of $0 for the first year, then $175
• Get a decision in as little as 60 seconds.

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• Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
• $0 intro annual fee for the first year, then $95
• Check your first bag Free - for up to 9 people on your reservation - on every Delta flight
• Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
• Priority Boarding and 20% In-Flight Savings

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• Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more.
• Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
• Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
• Introductory annual fee of $0 for the first year, then $125.
• Get a decision in as little as 60 seconds.

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• For a limited time: Earn 5X points on shipping and advertising for the first 3 months of Card membership.
• Earn points even faster to get more rewards for your business
• 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else*
• One million rewards from over 500 brands
• 24/7 support for everything from identity theft to travel emergencies
• $0 introductory annual fee for the first year, then $175
• Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year
• Terms & Restrictions Apply.

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Cardholder Benefits

• 10% off your first online order with instant approval
  
• Card valid in stores and online
  
• Special offers
  
• Advance notice of sales
  
• Additional cards at no extra cost
  
• Detailed monthly billing statements to track your purchases
  
• Online view of your account information

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A Simmons First VISA Gold Select credit card gives you more than just an emergency expense tool. Take advantage of these features:

Global Acceptance

Your VISA Gold Select credit card may be used to obtain cash on a 24-hour basis from *Automated Teller Machines (ATMs) worldwide displaying the MasterCard, CIRRUS, VISA, PLUS, PULSE, American Express, Discover, and Novis emblems. Cash Advances are available at Financial Institutions where credit cards are accepted.

*Automated Teller Machines and Electronic Systems require a Personal Identification Number (PIN). Please select a 4 digit number and indicate it in the space provided on the application. If you do not select a PIN, one will be selected for you.

Travel Insurance

All cardholders are covered with Travel Accident Insurance. This is an accidental death and dismemberment coverage that applies when common carrier tickets (airline, rail bus, cruise line, etc.) are purchased with your VISA Gold card. A covered loss occurs as a result of travel on the common carrier. This feature is provided at no additional cost to the cardholder.

VISA Gold Select Credit Card coverage is $400,000

Car Rental Loss/Damage Waiver
(covering collision, theft and vandalism)

VISA Auto Rental Insurance provides coverage for damage due to collision or theft up to the actual cash value of most rental cars when certain terms and conditions are met. The cardholder must initiate and complete the entire rental transaction with a covered *VISA credit card and decline the auto rental company's collision damage waiver (CDW/LDW) option, or similar provision if offered by the auto rental company. Auto Rental Insurance is available worldwide on a 24-hour basis unless precluded by law or in violation of the territory terms of the rental agreement. Other restrictions, limitations and exclusions may apply.

*Services offered to VISA Platinum, VISA Gold & VISA Gold Select credit cardholders only.

EMERGENCY CASH AND CREDIT CARD REPLACEMENT

This service is available to VISA Gold Select credit cardholders who are traveling and have reported their VISA Gold Select credit card to be lost or stolen.

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• Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening
• Check your first bag free - for up to 8 people on your reservation - on every Delta flight
• Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
• Priority Boarding and 20% In-Flight Savings
• $0 intro annual fee for the first year, then $95
• No annual fee for Additional Cards
• Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®

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• Must have checking account to qualify
  
• If approved, pay your $95 Processing Fee to open your account and access your available credit
  
• Reports your credit history to the major Consumer Reporting Agencies
  
• This is a credit card - not a debit or prepaid card
  
• A Gold credit card offer for those with less than perfect credit.
  
• Apply for a credit card today - Get a response today!
  

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• No annual membership fee
• Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
• Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
• Earn 1% in cash back credit on all qualifying purchases
• No limit on cash back; no expiration date on eligibility for accounts in good standing
• Travel accident coverage up to $500,000
• Online access to credit card account information

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HTML clipboardFinally it's here. The prepaid Visa card that earns rewards when you send money or pay bills through Western Union. Sign up here for FREE and start enjoying all of the benefits of your new Gold Card.

Less fees
No fee to activate. No monthly maintenance fees. No purchase transaction fees¹. No cost to reload via direct deposit and no overdraft fees.

More benefits

• Protected by Visa’s zero liability policy², if your card is lost or stolen, your money will be replaced.
  
• Reload cash on your card at any of the over 43,000 participating Agent locations.
  
• No need to fill out forms when transferring money which saves you time.
  
• Earn valuable rewards including phone time.
  
• Use anywhere Visa Debit Cards are accepted, even online or at ATMs³.
  

No bank account or credit check required.