Sample Credit Repair Letter: Time's Up Letter

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Sample Letter: Time's Up Letter
Page 9 of 9

Your Name
Your Address
Your Phone Number
Your Social Security Number

Date

Customer Service
Credit Bureau Name
Credit Bureau Address

Customer Service:

Attached are photocopies of my original dispute letter and my certified mail receipt verifying this letter was sent to you more than 30 days ago. An additional 15 days has passed, and during this entire time, I have not received anything in writing from you regarding this matter; as the law requires.

According to the Federal Fair Credit Reporting Act, you have 45 days to respond. Your time is up. Consequently, the items (or accounts) which I disputed, because they were incorrect, must be removed (or corrected).

If this has not already been done, I expect this to be done immediately, and I further expect a prompt confirmation from you that this matter has been handled according to your obligations under the law.

For the record, the Federal Trade Commission is being informed and copied on this correspondence.

Sincerely,

(Sign your signature.)
John/Mary Doe

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Disclaimer
Credit repair is not an exact science as individuals will have different credit issues to deal with, and may sustain unique responses from the credit bureaus. We are providing this resource as a free tool, and cannot guarantee credit repair based on individual situations. Use of this manual, like any resource at Finance Globe is subject to these terms and conditions.

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