Sample Credit Repair Letter: First Dispute

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Sample Letter: First Dispute of Account or Accounts*
Page 4 of 9

Your Name
Your Address
Your Phone Number
Your Social Security Number

Date

Customer Service
Credit Bureau Name
Credit Bureau Address

Customer Service:

The following account(s) on my credit report is (are) in error. These inaccuracies are
hurting my chances to obtain (a home loan, car loan, credit card, etc.). If they are not
corrected soon, I will be subject to severe financial difficulties.

Dear Customer Service:

This account is incorrect:
Acme Auto Finance, Account Number: 74024130374

The Acme Auto Finance account is being incorrectly reported. Your report states that I was late 30 days once and 60 days once. I have never been late. I always pay this account on time. Acme Auto Finance mistakenly credited my payments to another account. This wrong information needs to be deleted from my report.

I expect a prompt correction to this report and its proper notification in writing.

Sincerely,

(Sign your signature.)
John/Mary Doe

Next: Sample Letter - Second Dispute / Followup >>>

Disclaimer
Credit repair is not an exact science as individuals will have different credit issues to deal with, and may sustain unique responses from the credit bureaus. We are providing this resource as a free tool, and cannot guarantee credit repair based on individual situations. Use of this manual, like any resource at Finance Globe is subject to these terms and conditions.

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