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Credit Cards with Cash Back Rewards
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Cash back credit card rewards are on top of the list by popularity. Rewards are normally redeemable by cash, check or account credit.

 

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Discover® More® Card - Balance Transfer Fee*

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
GoodConsumer$0*0.00% for 18 Months *0.00% for 6 Months*10.99% - 20.99% (Variable)*See Terms*Cash BackBe the first to write one



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Capital One® Spark (SM) Classic for Business

  • Enjoy no annual fee
  • Build business credit with eligibility for an automatic credit line increase
  • Earn 1% cash back on every purchase, every day
  • Separate business expenses from personal expenses
  • $0 Fraud Liability if your card is ever lost or stolen
  • Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
Fair, Above AverageBusiness$0*NoneNone22.90% (V)*25 DaysCash BackBe the first to write one



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Ink Cash(SM) Business

  • $250 cash back bonus after you spend $5,000 within 3 months!
  • 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
  • 2% cash back on the first $25,000 spent annually on gas and dining
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • Cash back rewards do not expire
  • 0% Introductory APR for 6 months*
  • No Annual Fee*

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
ExcellentBusiness$0*0.00% for 6 Months *0.00% for 6 Months*13.24% (Variable)*20 DaysCash Back1



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Discover® More® Card

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
Good, ExcellentConsumer$0*0.00% for 15 Months *0.00% for 15 Months*10.99% - 20.99% (Variable)*25 DaysCash Back56



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Chase Freedom® Visa - $200 Bonus Cash Back

  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
ExcellentConsumer$0*NoneNone15.99% - 22.99% (Variable)*21 DaysCash BackBe the first to write one



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TrueEarnings® Card from Costco and American Express

  • American Express® Card and Costco Membership Card in one- with no annual fee for Costco members
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
Good, ExcellentConsumer$0*None0.00% for 6 Months*15.24% (Variable)*20 DaysCash Back7



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Blue Cash Everyday (SM) from American Express

  • Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • No spend minimum, No enrollment, and No rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • No annual fee, flexibility to pay over time

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
GoodConsumer$0*None0.00% for 12 Months*17.24% - 22.24% (Variable)*See Terms*Cash Back4



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Journey (SM) Student Rewards from Capital One®

  • Designed to help students build good credit with responsible use
  • Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
  • Customizable text and e-mail alerts to help keep you on track
  • Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
LimitedStudent$0*NoneNone19.80% (V)*25 DaysCash Back1



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Chase Freedom® Visa - $100 Bonus Cash Back

  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 12 months on balance transfers and 6 months on purchases
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases without limits on what you can earn and up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
ExcellentConsumer$0*0.00% for 12 Months *0.00% for 6 Months*11.99% - 22.99% (Variable)*21 DaysCash Back7



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Capital One® Spark (SM) Cash for Business

  • Earn 2% cash back on every purchase, every day
  • Get a $100 cash bonus - just spend $1,000 within the first 3 months
  • Receive a $50 cash bonus by signing up for one or more employee cards
  • Enjoy award-winning small business customer service
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire

Credit TargetTypeAnnual FeeBT Intro APR Intro APRNormal APRGrace PeriodRewardsReviews
ExcellentBusiness$0* / $59*NoneNone13.90% (V)*See Terms*Cash BackBe the first to write one



 

 

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* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

 



 

 

 

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