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Credit Cards by Approval Rate
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Approval ratings matter. Cards with high approval rates may give you a better chance for approval than cards that have low ratings.

 

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BankAmericard® Visa® Card

  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% variable APR
  • No annual fee†
  • The perfect card for those seeking a simple yet convenient-to-use credit card
  • Our $0 Liability Guarantee, so you're not responsible for any fraudulent charges made on your account
  • Chip technology for enhanced security at chip-enabled merchant terminals

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
ExcellentConsumer$00.00% for 15 Billing Cycles For Qualifying Balance Transfers*0.00% for 15 Billing Cycles*10.99% - 20.99% Variable* on purchases & balance transfers25 DaysNoneBe the first to write one



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BankAmericard Cash Rewards™ Credit Card

  • Online-exclusive $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter
  • No annual fee†
  • No changing categories and your rewards do not expire
  • Bank of America customers: Get a 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% variable APR

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
ExcellentConsumer$00.00% for 12 Billing Cycles For Qualifying Balance Transfers*0.00% for 12 Billing Cycles*12.99% - 22.99% Variable* on purchases & balance transfers25 DaysCash Back3



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BankAmericard Travel Rewards® Credit Card

  • Earn 1.5 points per $1 on every purchase, every time with no annual fee and no foreign transaction fees†
  • Online exclusive 10,000 bonus points if you make at least $500 in purchases in the first 90 days - that can be $100 towards travel purchases
  • Book travel as you normally would and go online or call to redeem your points for a statement credit toward all or part of your travel purchases
  • Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no blackout dates
  • No limit to the total number of points you can earn and points don't expire
  • Bank of America customers: Earn an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases, then 14.99% - 22.99% Variable APR

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
ExcellentConsumer$0N/A*0.00% for 12 Billing Cycles*14.99% - 22.99% Variable* on purchases & balance transfers25 DaysTravel1



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U.S. Bank Perks+ Visa Signature Card®

  • 0% Intro APR* on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR, currently 11.99% - 21.99%.
  • Earn 2X points on Gas and Grocery net purchases for the first 12 months
  • Earn 1 point for every dollar spent on everything else.
  • Redeem for rewards you want — Redemption starts at 1,700 points for brand name merchandise, 2,500 points for gift cards, and 5,000 points for cash back.
  • Additionally, 25,000 points may be redeemed for one airline ticket (up to a $400 value) on over 150 airlines with no blackout dates.
  • No annual fee.

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
ExcellentConsumer$0*0.00% for 12 Billing Cycles*0.00% for 12 Billing Cycles*11.99% - 21.99%* (Variable)See Terms*Flexible OptionsBe the first to write one



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Old Navy Credit Card

Get rewarded every time you shop with your Old Navy card or Old Navy VISA card.


  • 5 points per $1 spent at Old Navy, GAP, Banana Republic, Piperlime, and Athleta
  • 1 point per $1 spent everywhere else VISA credit cards are accepted
  • $5 Reward Card for every 500 points earned

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
FairConsumer$0*N/A*N/A*24.99% (Variable)*26 DaysStore14



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Kay Jewelers® Credit Card

Become a Kay® Cardholder today. Applying is quick, simple and safe.


  • Apply instantly and shop today!
  • No Annual Fee
  • Use your card on kay.com or at any Kay Jewelers

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
PoorConsumer$0*N/A*N/A*24.99% (Variable)*25 DaysNone39



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JCPenney Card®


  • Save 20% when you open an account today
  • Earn up to $30 in JCP Rewards* each month with Platinum status* and qualifying purchases
  • 25% more points when you shop with your JCP Rewards credit card

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
PoorConsumer$0*N/A*N/A*26.99%*23 DaysStore59



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Wal-Mart® Credit Card


  • Up to $100 cash advance when you make a purchase*
  • Save 3 cents per gallon at participating Wal-Mart gas stations*
  • No annual fee
  • $0 fraud liability

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
FairConsumer$0*N/A*N/A*22.90% (Variable)*23 DaysNone91



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Fingerhut Credit® Account


  • Get the things you want at low monthly payments with Fingerhut Credit!
  • Why Fingerhut Credit?
  • No down payments, no layaway, no surprises
  • Affordable monthly payments
  • We often say "Yes!" when others say "No".
  • The Fingerhut Credit Account is offered to US residents by MetaBank, a federally chartered savings association and FDIC member located in Sioux Falls, SD, who determines eligibility and qualifications for the terms of credit.
  • *If you apply and are accepted for a Fingerhut Credit Account issued by MetaBank, who determines eligibility and qualifications for the terms of credit.

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
Poor, LimitedConsumer$0*N/A*N/A*24.90% (Variable)*25 DaysStore27



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Milestone Gold MasterCard®

Worldwide Acceptance at over 33 Million Locations in 210 countries!



  • Quick pre-qualification available with no impact to your credit score
  • Fast and easy instant decision
  • Free choose your card design
  • Free online account access
  • Zero Liability – you’ll never be held liable for unauthorized charges made to your card
  • Worldwide Acceptance at over 33 Million Locations in 210 countries!

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
GoodConsumerN/A*N/A*17.9% - 23.9%*25 DaysNoneBe the first to write one



 

 

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* Disclaimer: Please see the credit card application for details about the offer as well as the terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

 



 

 

 

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