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Credit Cards by Approval Rate
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Approval ratings matter. Cards with high approval rates may give you a better chance for approval than cards that have low ratings.

 

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BankAmericard Cash Rewards™ Credit Card

  • Online-exclusive $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter
  • No annual fee†
  • No changing categories and your rewards do not expire
  • Bank of America customers: Get a 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% variable APR

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
ExcellentConsumer$00.00% for 12 Billing Cycles For Qualifying Balance Transfers*0.00% for 12 Billing Cycles*12.99% - 22.99% Variable* on purchases & balance transfers25 DaysCash Back3



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BankAmericard® Visa® Card

  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% variable APR
  • No annual fee†
  • The perfect card for those seeking a simple yet convenient-to-use credit card
  • Our $0 Liability Guarantee, so you're not responsible for any fraudulent charges made on your account
  • Chip technology for enhanced security at chip-enabled merchant terminals

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
ExcellentConsumer$00.00% for 15 Billing Cycles For Qualifying Balance Transfers*0.00% for 15 Billing Cycles*10.99% - 20.99% Variable* on purchases & balance transfers25 DaysNoneBe the first to write one



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BankAmericard Travel Rewards® Credit Card

  • Earn 1.5 points per $1 on every purchase, every time with no annual fee and no foreign transaction fees†
  • Online exclusive 10,000 bonus points if you make at least $500 in purchases in the first 90 days - that can be $100 towards travel purchases
  • Book travel as you normally would and go online or call to redeem your points for a statement credit toward all or part of your travel purchases
  • Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no blackout dates
  • No limit to the total number of points you can earn and points don't expire
  • Bank of America customers: Earn an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases, then 14.99% - 22.99% Variable APR

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
ExcellentConsumer$0N/A*0.00% for 12 Billing Cycles*14.99% - 22.99% Variable* on purchases & balance transfers25 DaysTravel1



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Old Navy Credit Card

Get rewarded every time you shop with your Old Navy card or Old Navy VISA card.


  • 5 points per $1 spent at Old Navy, GAP, Banana Republic, Piperlime, and Athleta
  • 1 point per $1 spent everywhere else VISA credit cards are accepted
  • $5 Reward Card for every 500 points earned

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
FairConsumer$0*N/A*N/A*24.99% (Variable)*26 DaysStore14



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U.S. Bank Perks+ Visa Signature Card®

  • 0% Intro APR* on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR, currently 11.99% - 21.99%.
  • Earn 2X points on Gas and Grocery net purchases.
  • Earn 1 point for every dollar spent on everything else.
  • Redeem for rewards you want — Redemption starts at 1,700 points for brand name merchandise, 2,500 points for gift cards, and 5,000 points for cash back.
  • Additionally, 25,000 points may be redeemed for one airline ticket (up to a $400 value) on over 150 airlines with no blackout dates.
  • No annual fee.

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
ExcellentConsumer$0*0.00% for 12 Billing Cycles*0.00% for 12 Billing Cycles*11.99% - 21.99%* (Variable)See Terms*Flexible OptionsBe the first to write one



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NFL Extra Points Credit Card

  • Earn 10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for a $100 cash back statement credit
  • 0% promotional APR for 6 months on ALL ticket purchases from a team ticket office. After that, a variable APR currently 14.99%, 19.99% or 24.99%, based on your credit worthiness
  • Earn 2 points per $1 on NFL or team purchases - game tickets, in-stadium and at team Pro Shops - and 1 point per $1 on all other purchases
  • 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
  • Redeem points for VIP NFL experiences, game tickets or 1% cash back statement credits beginning at 2,500 points for a $25 statement credit
  • All 32 team cards are available, customized with your favorite team's colors and logo
  • 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that a variable APR, currently 14.99%, 19.99% or 24.99%, based on your creditworthiness

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
Excellent, FairConsumer$00.00% for 15 Months (must Be Completed Within First Forty-five Days Of Account Opening)*N/A*14.99%, 19.99% or 24.99%* VariableSee Terms*Cash Back2



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U.S. Bank Business Edge™ Cash Rewards Card

  • 3% cash back on all cellular, gas and office supply store net purchases
  • 1% cash back on all other net purchases
  • No cap on rewards and they never expire!
  • Plus, a 25% Annual Cash Rewards bonus, up to $250
  • No annual fee

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
ExcellentBusiness$0*N/A*0.00% for 9 Billing Cycles*11.99% - 17.99%* (Variable)24-30 DaysCash BackBe the first to write one



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Kay Jewelers® Credit Card

Become a Kay® Cardholder today. Applying is quick, simple and safe.


  • Apply instantly and shop today!
  • No Annual Fee
  • Use your card on kay.com or at any Kay Jewelers

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
PoorConsumer$0*N/A*N/A*24.99% (Variable)*25 DaysNone39



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JCPenney Card®



  • Earn 1 point for every $1 of qualifying purchases.
  • Save 15% on apparel, shoes, handbags, fine jewelry and home merchandise; save 10% on Modern Bride Diamond Vault, watches, furniture, mattresses, and custom blinds & shades.
  • Earn additional JCP Rewards and discounts when you reach Gold or Platinum status with qualifying purchases and points.
  • Earn a $10 jcp reward certificates when you spend $100 on qualifying purchases in-store or at jcp.com, with a limit of ten $10 certificates per month.
  • Points expire at the end of each calendar month.

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
Poor, FairConsumer$0*N/A*N/A*26.99%*23 DaysStore59



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Walmart® Credit Card

Save $25 when you open a Walmart® Credit Card and spend $75 today. Paid as a statement credit. Subject to credit approval. Cannot be combined with any other offer.

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
FairConsumer$0*N/A*N/A*22.90% (Variable)*23 DaysNone90



 

 

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* Disclaimer: Please see the credit card application for details about the offer as well as the terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

 



 

 

 

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