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Approval ratings matter. Cards with high approval rates may give you a better chance for approval than cards that have low ratings. |
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Compare | | Capital One® VentureOne (SM) Rewards Credit Card- 1.25 miles per dollar on every purchase, every day and no annual fee
- One-time bonus of 10,000 miles once you spend $1,000 dollars in the first 3 months, equal to $100 on travel.
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- 0% intro APR on purchases until June 2013
- No foreign transaction fees
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Excellent, Good | Consumer | $0 | None | 0.00% until 06/2013* | 11.90-19.90% (Variable)* | 25 Days | Airlines | 2 |
Compare | | Blue Sky from American Express®- 7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit.
- No annual fee.
- Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime.
- Pay your bill all at once, or over time. It's up to you.
- Blue Savings Program®: big deals on big brands, all the time.
- Get a decision in as little as 60 seconds.
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Good | Consumer | $0 | None | 0.00% for 12 Months* | 17.24-22.24% (Variable)* | 20 Days | Airlines | 7 |
Compare | | American Express® Premier Rewards Gold Card- Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of Card membership
- Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
- Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, sporting events, and more.
- Introductory annual fee of $0 for the first year, then $175
- Get a decision in as little as 60 seconds.
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Excellent | Consumer | $0 / $175* | None | None | N/A* | See Terms* | Airlines | 3 |
Compare | | Capital One® Spark (SM) Classic for Business- Enjoy no annual fee
- Build business credit with eligibility for an automatic credit line increase
- Earn 1% cash back on every purchase, every day
- Separate business expenses from personal expenses
- $0 Fraud Liability if your card is ever lost or stolen
- Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Fair, Above Average | Business | $0 | None | None | 22.90% (Variable)* | 25 Days | Cash Back | Be the first to write one |
Compare | | Discover® More® Card- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty -16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Good | Consumer | $0 | 0.00% for 18 Months * | 0.00% for 6 Months* | 10.99-20.99% (Variable)* | See Terms* | Cash Back | Be the first to write one |
Compare | | Orchard Bank Classic MasterCards- An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
- Knowledgeable customer service representatives to assist you with questions or concerns
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Poor | Consumer | $39 / $59* | None | None | 14.99-24.99% (Variable)* | 25 Days | None | 10 |
Compare | | Discover® More® Card- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Good, Excellent | Consumer | $0 | 0.00% for 15 Months * | 0.00% for 15 Months* | 10.99-20.99% (Variable)* | 25 Days | Cash Back | 60 |
Compare | | Slate® from Chase- No Balance Transfer Fee!*
- 0% Intro APR for 15 months on purchases and balance transfers
- Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
- After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
- Avoid interest on everyday purchases
- Pay down your balance faster
- Zero liability on unauthorized purchases*
- No Annual Fee*
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Excellent | Consumer | $0 | 0.00% for 15 Months * | 0.00% for 15 Months* | 11.99-21.99% (Variable)* | 21 Days | None | Be the first to write one |
Compare | | TrueEarnings® Card from Costco and American Express- American Express® Card and Costco Membership Card in one- with no annual fee for Costco members
- Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Good, Excellent | Consumer | $0 | None | 0.00% for 6 Months* | 15.24% (Variable)* | 20 Days | Cash Back | 7 |
Compare | | SimplyCash® Business Card from American Express OPEN- Get 5% cash back on wireless services and office supply purchases*
- Get 3% cash back on automobile gasoline*
- Get 1% cash back on other purchases*
- No limit to the amount of cash back you can earn
- Cash back on purchases is automatically credited to your statement each month
- Save 3%-10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®*
- No annual membership fee
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| Credit Target | Type | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Grace Period | Rewards | Reviews |
| Good | Business | $0 | None | 0.00% for 6-12 Months* | 12.24-19.24% (Variable)* | 25 Days | Cash Back | 1 |
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* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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