Applied Bank Credit Card

[rwmtd]

Just wanted to know if anyone here has heard of this bank's credit card (they offer a secured card). My DH received an offer in the mail and I told him to hold off appling until I could get some more information.

TIA,
rwmtd

[KMoney]

Just wanted to know if anyone here has heard of this bank's credit card (they offer a secured card). My DH received an offer in the mail and I told him to hold off appling until I could get some more information.

TIA,
rwmtd

Did you check out the reviews for this card, if not hop on over to the cc reviews part of this site

[rwmtd]

Did you check out the reviews for this card, if not hop on over to the cc reviews part of this site

Hi KMoney, thanks but I did a search before I posted and could find anything under applied bank or applied credit card. They only thing I do know about them is that they have branches in NJ and Delware.

[cireone]

I believe they are a typical sub-prime card issuer. Although its a secured card they still impose fees. You can only get it if you were invitee to apply though. Have you checked out their website?????

[rwmtd]

Cireone, thank yes I did check out their website but I didn't find out any information such as interest rates etc. Just wanted to know if others here have had any dealings with this particular bank.

[iantha1]

Just wanted to know if anyone here has heard of this bank's credit card (they offer a secured card). My DH received an offer in the mail and I told him to hold off appling until I could get some more information.

TIA,
rwmtd

Hello i got a letter in the mail offering me a secured card for a 200 deposit. Have not replied yet.

[cireone]

I hope Im not crossing into unchartered territory but theres a website called whogavemecredit.com. It states what approvals/denials from consumers and their scores, APRs, AF, and other tidbits about their exprerience applying. I believe Applied Bank is listed.

[rwmtd]

I hope Im not crossing into unchartered territory but theres a website called whogavemecredit.com. It states what approvals/denials from consumers and their scores, APRs, AF, and other tidbits about their exprerience applying. I believe Applied Bank is listed.

Cireone, thanks I'll check this site out.

[mrrob]

I have the secured card. I have not had any problems. I even sent in more money to increase my limit and haven't had any problems. They do report to the credit bureas as well. I will get rid of the card in a few months just because i am begining to reestablish my credit profile,
mrrob

[rwmtd]

mrrob, thanks for the information. I do have one question, however, do you have to pay any other fees other than the annual fee? Are there any monthly fees etc.

TIA,
rwmtd

[hjm331]

I have heard Applied Bank is a better card than First Premier Bank but that would probably be my last choice. I would try getting approved for a card from Hooters, Cap 1, or HSBC first.

[Meya]

Applied Bank was formerly Cross Country Bank.

[rwmtd]

Applied Bank was formerly Cross Country Bank.

Meya, thanks, after reading all of the replies here and on the review (which I was finally able to find) I've told my dh to shred the application and then burn it he will go for something else.

Thanks again everyone!!

rwmtd

[Meya]

No problem, make sure the shredder is cross cut confetti...lol I do not like Cross Country, I am waiting for them to come off of my credit report by 09 or less

[KMoney]

Meya, thanks, after reading all of the replies here and on the review (which I was finally able to find) I've told my dh to shred the application and then burn it he will go for something else.

Thanks again everyone!!

rwmtd

Excellent Move