I know everyone here is working to either obtain cards they desire, pay off debts to raise their credit score or ask questions about credit cards they already have. This is great on all levels but how about the ability to put money away? For all the baby boomers out there, while getting your credit under control how has saving for retirement been or for that matter just saving for a rainy day? How about the "GEN X" generation have you listened to the wisdom of your Grandparents and try to put something away no matter how small that amount might be?

The frightening thing is this, they say that most of society, not all mind you, are one to two paychecks away from being in trouble.