Online Banking

**sophie** · March 18th, 2008, 12:36 PM

I am surprised you would think it is a pressure to do online banking, its pressure not too. Get out your kit and start immediately, you will thank me once you see how user friendly and convenient it is to use.

**jillg123** · March 27th, 2008, 12:44 PM

Hi

I am definitely hooked on my online banking. It is just so convenient and makes life easier. The only thing which annoys me is having such a complicated log in and security check to remember. You don't get this on other sites which say they are secure. Is it necessary for online banking to have such a long log in?

Have a good day

Jill

**Meya** · March 27th, 2008, 07:01 PM

For security purposes, I will say yes. Protect my money and identity baby!

**mrsjprice** · April 1st, 2008, 01:59 PM

I don't want to put a downer on online banking, but I don't reckon I could do it personally. I just don't feel secure enough to do transactions like that over the Internet. So for those who use online banking, what do you feel is secure about it?

**lyyssa01** · April 1st, 2008, 03:32 PM

I've used online banking for the last 7 years, and online billpay for the last 4 years. I've never questioned the security issue. Maybe I should, but that little encryption lock that pops up at the bottom of the screen makes me feel very secure. And I have never had any security issues with my online accounts. At least non that I know of. I'm prompted to change my ID and PW every 3 months.

Online billpay is one of the greatest inventions. The only time I write a check is for my son's school lunch money. Its been years since the last time I bought a book of stamps.

**mrsjprice** · April 2nd, 2008, 12:02 AM

I supppose changing your passwords would help in making it more secure. Do you really use online banking for everything? I don't know if I would be able to pay all my bills via the innternet. Has any one used Lloyds online banking system? If so is it easy to use?

**Meya** · April 2nd, 2008, 04:20 AM

Mroeiprice, you might find a better answer if you re-direct your posting to this thread. Please copy and paste.
http://www.financeglobe.com/SocialNe...op_id= 100182

**lyyssa01** · April 2nd, 2008, 12:19 PM

Price, dh and I are to the point where we don't even look at our paper statements from the bank. We check our account every day, at least twice a day, but sometimes 3 or 4. I know I've been in the habit (for years) of waking up in the morning, and surfing the web while the family is still asleep. I check e-mail, banking and then I hit the forums. I do the same thing in the evening, and throughout the day whenever I get on the computer.

My bank also has it set up where whenever we go over or under a certain amount I get an e-mail.

And all of our bills are paid via online billpay. I even have the family doctor's name in our billpay. The only recurring bill that we have that we don't pay online would be my son's lunch money.

Online billpay is great.

**mrsjprice** · April 2nd, 2008, 12:27 PM

I suppose it does make sense, you don't have to go several buildings or use phone credit to pay the bills. I've never heard of billpay untill now so I might go google it and see what its all about.

**saurabh** · April 6th, 2008, 07:07 AM

yes i use online banking.i am having accounts in two banks and online banking allows me to easily transfer money from one bank to another.its really a good thing.

**alpha** · April 10th, 2008, 05:51 PM

I've used the online system to keep track of my account but I still like to use checks for some things. I'm thinking about moving so am not going to start up anything new until I do that. One question I do have is that I've heard that some banks are going to charge to use a teller. Anybody know about that?

**saurabh** · April 11th, 2008, 04:02 AM

yes online banking is a great feature.it not only saves your time but also provide easy fund transfer and payments of bills which reduces the hectic in our daily life.

**dreamr802** · April 11th, 2008, 10:54 AM

I love using my online banking. I still go to the bank to deposit my check every week because I do like to have some cash on me and not use my debit card for everything.

**Meya** · April 11th, 2008, 10:56 AM

I think the debit thingy is cool because it helps reduce chances of loosing money and I can see where my money goes. You know how it is when we say, "God lord, how did I spend that much money yesterday?" In the area of the city I stay in, it is best to keep less cash in case of robbery.

**happylady** · April 11th, 2008, 11:04 AM

As part of my past credit issues I "messed up" my checking account and got on check systems. After getting that cleared up I was able to get an account with Bofa and I love the online banking because I can log on everyday and keep track of my spending. I use the billpay to scheduled payments on my BofA secured cc so I won't have any lates. It is really helping me get back on the right track!