target upgrades

**pamela2** · January 24th, 2008, 01:31 PM

hi every one i was reading about the target visa upgrades and this is what i found on a different website regrading it and one person said she called the number on the back of her card and it told her that she was being upgrading to a target visa and some people was saying they was getting letters in the mail saying they was upgraded and this is what a lady said that a CSR told her:
"She said that they are upgrading over a million redcards to visa cards. She said that they are currently converting 20,000 accounts per month."
so hopefully everyone will be upgraded very soon this was on the creditboard ( i think) and i just found this on creditnet
"You will begin to see them soon, the beginning of September the upgrading of Target Red cards will begin to existing cardholders. November 1st, the Target Visa will be rolled out to the stores. Both cards will exist, the Visa will be the card of choice, due to the better interest rates, the rewards program, the microchip. If a Guest does not qualify for the Visa - or - chooses not to select Visa, they can receive the Red Card, same as now if they qualify."
ps i havent got a letter to upgrade and i called and got the same thing account information etc. ect. so maybe later i will hear the words upgraded or get the "letter"

**Meya** · January 24th, 2008, 02:32 PM

Hold on for a minute, let me go and check my mailbox.

By the way, I think I am going to do what Eric is doing, it is about time that I shut these low limit cards down and keep the ones that I have 2-4 year history with. He said that his scores rose up because of it. I dont even use the target cards anymore so I think the are going to by pass me. My nephew has been going to GameStop to purchase used games so I really dont have a use for it. Walmart is my main store.

**Clifton** · January 24th, 2008, 02:34 PM

Originally Posted by 100008

Hold on for a minute, let me go and check my mailbox.

By the way, I think I am going to do what Eric is doing, it is about time that I shut these low limit cards down and keep the ones that I have 2-4 year history with. He said that his scores rose up because of it. I dont even use the target cards anymore so I think the are going to by pass me. My nephew has been going to GameStop to purchase used games so I really dont have a use for it. Walmart is my main store.

They may just upgrade you. Go there and make small purchases and pay them in full to get there attention. From what I have read, the starting CL for Target Visas is 1000 dollars.

**Meya** · January 24th, 2008, 04:16 PM

I do want some ressee cups and sodas. Hummm, i guess i will.

**hjm331** · January 24th, 2008, 07:37 PM

Meya, if you want them to consider you for their VISA, you're going to have to make way larger purchases than chocolate and soda.

**Meya** · January 24th, 2008, 08:07 PM

How can I make a large purchase @ Target with a $200 limit? All you have to do is purchase some soap detergent and cleaning items. That is $200 right there. I don't go there really so it doesn't bother me at all. I am just waiting on the top dogs. Roof, Roof!

**hjm331** · January 24th, 2008, 11:06 PM

Roof, Roof? LMAO Meya it's woof, woof. Meya, if it's a new account, then close it. Who knows, your score might go up for having one less new account ;)

**cobalt007** · January 25th, 2008, 05:53 AM

Well $200 is not bad for starting, at least we can buy the cleaning detergents and household things from this ;)

**Clifton** · January 25th, 2008, 07:19 AM

Originally Posted by 100379

Roof, Roof? LMAO Meya it's woof, woof. Meya, if it's a new account, then close it. Who knows, your score might go up for having one less new account ;)

Dont close it Meya, you want to get one of those cool looking cards

**hjm331** · January 25th, 2008, 10:39 AM

I don't think AMEX would approve someone with a Target card. Target and AMEX are always parallel, they never meet.

**Clifton** · January 25th, 2008, 12:14 PM

Originally Posted by 100379

I don't think AMEX would approve someone with a Target card. Target and AMEX are always parallel, they never meet.

I guess they might believe AMEX customers shouldn't be shopping in Target. Like Amex is for people living the "sportin" life instead of the "regular" life.

**hjm331** · January 25th, 2008, 12:41 PM

Clifton, you're right also. AMEX would think that they would be putting themselves at risk since they give high credit lines and would think that someone with a low income wouldn't be able to keep up with the charges on their AMEX card. No offense to any Target shoppers, but that's just reality.

**Meya** · January 25th, 2008, 03:36 PM

I dont hear a valid argument here, and hjm331, where is your proff that AMEX will discriminate against Target shoppers? For everyone in the big business, there will always be a cheap shopper.

**Meya** · February 23rd, 2008, 06:24 PM

Am I the only one sitting here waiting for an cli from target after 6 months of having the card? I am about to close the account as of March 1 if I do not get one by then.

**RivasGlo** · February 23rd, 2008, 08:03 PM

I opened my Target card in 04/2007 I got a CLI of $300 making the CL $500 in 07/2007. I paid my account in full each month. I havent gotten anything from them since and its been like 5+ months...