I have joined the Target Family!!

**Clifton** · December 21st, 2007, 01:32 PM

I was approved today for the Red Card (store card) with a limit of 200 dollars. I will use it to buy items for my vacations. I want to get that upgrade to a Visa Card if possible in a few months. Have any of you guys with the Red Card been upgraded?

**pamela2** · December 21st, 2007, 02:53 PM

congrats on your card!!!! i have had the card for 3 months (almost 4) and i got the 200.00 cl and just a couple of wks ago they gave me a credit increase of 300.00. so hopefully i will upgrade to a visa (that would be sooo nice) soon.

**Clifton** · December 21st, 2007, 03:04 PM

Originally Posted by 100024

congrats on your card!!!! i have had the card for 3 months (almost 4) and i got the 200.00 cl and just a couple of wks ago they gave me a credit increase of 300.00. so hopefully i will upgrade to a visa (that would be sooo nice) soon.

Where has your utilization been running on the card, Pamela? Just curious.

**JANZ1974** · December 24th, 2007, 09:30 AM

I was approved about 2 years ago with a 200 CL for the Target Red Card and I now have a 1500 CL with the Target Visa.

**Meya** · December 24th, 2007, 11:37 AM

I have been approved for about four months now. I started with a $200 limit, and still have the same limit. It is hard to keep a small utilization on a limit of $200. I spend more than that on household supplies. I am not a fan of target so I let my nephew use the card in order to keep it going with positive payments. I just wanted to get my foot in the door after so many rejections.

**MaryM** · April 2nd, 2008, 06:22 AM

I want to join the Target family but I got a denial. The reason they gave me was couldn't verify address and phone number?? I don't get it. Would I have a better chance if I went into the store and applied?

**Meya** · April 2nd, 2008, 11:33 AM

Call them! You are the first to tell this story. I believe you may get an approval. Most people I read from was either approved or denied, looks like you have a chance. Good Luck!

**Eric** · April 3rd, 2008, 12:45 AM

Originally Posted by 100096

I was approved today for the Red Card (store card) with a limit of 200 dollars. I will use it to buy items for my vacations. I want to get that upgrade to a Visa Card if possible in a few months. Have any of you guys with the Red Card been upgraded?

Ive had my target red card for about 9 months now and I received a CLI automatically from $200 to $500 after the 3rd bill...I have received a CLI since, and I heard it takes awhile for the Visa upgrade.

**Clifton** · April 3rd, 2008, 10:23 AM

What is your CL now on the Red Card after your second CLI???

**dreamr802** · April 16th, 2008, 12:24 PM

Are target cards good for people who don't have good credit? I still can't find one for me that will actually approve me! HELP!

**pamela2** · May 5th, 2008, 08:49 PM

Hi everyone i hope i put this where it needs to go. I read on Target Visa card review that Debtor00 ask if it was true about Target selling to Chase and this is what i found:
http://www.businessweek.com/ap/finan.../D90FQ35O0.htm here is a link talking about it. Hope this helps Debtor00 and everyone!!!!

**Meya** · May 5th, 2008, 08:58 PM

Ewwww! I wonder if it is true when they say "The customer's won't even notice the difference". Oh boy, here we go!

**pamela2** · May 5th, 2008, 09:00 PM

Don't know

i wonder if they will give better credit limit increases then Target did??????????? things that make you go hmmmmmmmmmmmmmmmm!!!!!!!!

**Meya** · May 5th, 2008, 09:03 PM

Chase probably will, but at what type of credit? I know if they get a hold of the card, the 500's and the mid-low 600's with baddies can kiss it goodbye.