Report Your "Credit limit Increases" Here!

[hjm331]

Count on it, it's here to stay!

[ColoNative]

It has been about a little over one year. I don't have any fees unless I make a payment online. I pay an annual fee, which is divided into 12 months, of $5 and some change (can't remember exact amount). Other than that, they are stingy with cli's and if I am not mistaken the limit goes up to $1500 max. Its a cool re-builder, but don't expect much from cli's (for those who want to apply).

That fee isn't too bad. Do you think you might close that card within the year?

[hjm331]

Meya, have you tried calling them and asking if they reduce or waive the AF?

[Meya]

That fee isn't too bad. Do you think you might close that card within the year?

I'm closong more than just this card. Orchard is the first.

[Meya]

Meya, have you tried calling them and asking if they reduce or waive the AF?

Not yet. Only because I do not plan to keep the card.

[hjm331]

If they reduce or waive the AF, I would keep it and sockdrawer it for the history.

[interjack]

If they reduce or waive the AF, I would keep it and sockdrawer it for the history.

I prefer iTunes card....haha

[hjm331]

I prefer iTunes card....haha

Why? Due to the Rewards?

[interjack]

Instead of sock drawer-ing, I just turn junk cards into iTunes cards

[ColoNative]

Instead of sock drawer-ing, I just turn junk cards into iTunes cards

What do you mean? Do you mean instead of paying annual fees you'd rather buy iTunes?

I don't Barclay's even offers the iTunes Visa anymore do they?

[interjack]

I just simply mean that I will only use junk cards to puchase iTunes music so as to keep them active.

[Jay1]

Hello all, I just got a cli on my Orchard bank of $100 from $800 to $900. I didn't even have to pay for it can you believe it! I called on my partners HSBC and his Orchard and it was a no go said he was over his limit in Nov and Dec anybody got an idea of how to get him an increase. Both of his accounts opened in July 2007?

[hjm331]

He probably has to wait at least 6 months from the date that he went overlimit. I wouldn't be surprised if they had a rule like that. Capital One won't give you a Credit Steps increase if you go over your limit within the first 90 days of opening your account.

[ColoNative]

I just simply mean that I will only use junk cards to puchase iTunes music so as to keep them active.

Oh got it. Smart move actually.

[hjm331]

I just simply mean that I will only use junk cards to puchase iTunes music so as to keep them active.

Good idea