Report Your "Credit limit Increases" Here!

[yoyo11]

YoYo11 you have 2 Orchard ccs which ones do you have?

My first one has a $79 annual fee. started with $300 CL, after 14 one year $400 CL. The second was a promo - card..$500 CL $49 annual fee...now my credit line is $600 after 6 months.

[Tynece]

Congrads everyone!. YOYO Target is funny they start with low limits. But that goes to show alot for you they gave you one after only 3 months. I just opened one with them because of this site. LOL I have way too many cards becasue of finance globe. But I love it!!

[Eric]

Congrads everyone!. YOYO Target is funny they start with low limits. But that goes to show alot for you they gave you one after only 3 months. I just opened one with them because of this site. LOL I have way too many cards becasue of finance globe. But I love it!!

Yea Ive had my Target card since May 07...still at the $500 CL

[shark6]

Congrats to all on their CLIs, that is great and shows that we are credit savvy and working on improving our credit position and Ficos.

Yoyo- you are really lucky. I'm like Eric, I have had my Target card from Oct 2006 with it's $200 limit and I have yet to get an increase. I barely charge on the card and if I do, i charge under $40 and turn around and pay $20 right there on the spot. I'm like Meya, it is hard to use the card without jacking your utilization rate to 50% or more.

Chevron
This is a great card. It is now underwritten my GEMB. We started off at $600, got auto increased to $1000, then $1500 and when GEMB took over to $$2000. I pressed the luv button in June and they increased me by $200 to $2200. We also have money access but you have to request a pin. This card can also be used at Texaco. This card works for me because there are Chevrons all over the place in this area.

Tania
That HSBC BB MC increase is fantastic. I'm surprised but take it and run

Macy's

Fabulous increase. I can't wait until Sept tor equest another CLI.

[KMoney]

My first one has a $79 annual fee. started with $300 CL, after 14 one year $400 CL. The second was a promo - card..$500 CL $49 annual fee...now my credit line is $600 after 6 months.

That is awesome how long did it take to be offered a promo card?

[KMoney]

Original $200..increased to $500 on 3rd billing statement.

You go girl and that is incredible especially since I have read that target is not that great with their cli's. Well I do believe that YoYo has set it off for the target card carriers

[yoyo11]

That is awesome how long did it take to be offered a promo card?

After having the 1st card for about 8 months..I looked online and HSBC was offering a instant CL of $500 on the "Orchard" brand. It was only for a short time and they don't even offer this card anymore. If approved you'll get the $500 CL. Don't know why they don't offer this card anymore. Oh, just to mention, I tried 3 times for a CLI on the first card, my card was too new(denied), my available credit on all cards was too low(denied)..then on the third try they finally approve $100 after 14 months. The second card only took 6 months a CLI.

[yoyo11]

Last month I've received my first CLI w my First Premier Bank. (thanks to Rob) At the same time, they declined a CLI request for my 2nd First Premier card. Hit the love button and got that CLI for the 2nd First Premier card. It just hit the 1year mark..and yes I've paid the $25 CLI fee, so next statement should only have the $49 annual fee as my balance. Hmmm......

Looked at my First Premier statement(2nd card) and got a $125 increase. Was $300 now $425. Did not know..I just thought they gave everyone $100. the $25 fee still applys.

[tanyia]

Congrats to all on their CLIs, that is great and shows that we are credit savvy and working on improving our credit position and Ficos.

Yoyo- you are really lucky. I'm like Eric, I have had my Target card from Oct 2006 with it's $200 limit and I have yet to get an increase. I barely charge on the card and if I do, i charge under $40 and turn around and pay $20 right there on the spot. I'm like Meya, it is hard to use the card without jacking your utilization rate to 50% or more.

Chevron
This is a great card. It is now underwritten my GEMB. We started off at $600, got auto increased to $1000, then $1500 and when GEMB took over to $$2000. I pressed the luv button in June and they increased me by $200 to $2200. We also have money access but you have to request a pin. This card can also be used at Texaco. This card works for me because there are Chevrons all over the place in this area.

Tania
That HSBC BB MC increase is fantastic. I'm surprised but take it and run

Macy's

Fabulous increase. I can't wait until Sept tor equest another CLI.

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ty shark6

my macys card i started with a $100 credit limit i call every 3 months for an increase

[wildrage2]

It's funny, because I was just coming on here to ask about Orchard. It's now been 8 months since I've had my Orchard card, and no CLI :(. I realize that I can call them and get charged a fee, but I refuse to do that.

[Meya]

Orchard is tripping big time with cli's. I get turned down everytime I call. I dont even understand why they have the "request for cli" on their account website because it does not work. When you click to request a cli, it tells you to call them for one.

[KMoney]

Orchard is tripping big time with cli's. I get turned down everytime I call. I dont even understand why they have the "request for cli" on their account website because it does not work. When you click to request a cli, it tells you to call them for one.

How long have you had your orchard cc? my card is too new to be thinking about a CLI

[Meya]

I think since 2003. That was my first cc during rebuild.

[pamela2]

hey sis how long did you have your credit one card before they gave you the first credit increase? i have had mine for 10 months now and no credit increase i dont want to call and talk to someone so is there a back door # that i can call? or a love button? thanks

[pamela2]

hey sis how long did you have your credit one card before they gave you the first credit increase? i have had mine for 10 months now and no credit increase i dont want to call and talk to someone so is there a back door # that i can call? or a love button? thanks

update! called the automatic # and hit the #4 button for a credit increase and got a 100.00 increase. now its at 300.00 i know thats not alot but that will come in handy!