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April 23rd, 2012, 07:50 PM #2086
Re: Report Your "Credit limit Increases" Here!
Update:
On Bank of America Platinum Plus Visa CLI request,
previous CL = $2,000.
present CL = $8,000.
yay!
I did not call them. I just checked my account online and there it is.
I cannot remember how much increase I asked for, but this is a very generous CLI. =)
@classy75 - you'll get there someday. the most important things i've learned from this forum is patience and discipline.
slowly but surely. congratulations on your increase!
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April 23rd, 2012, 08:04 PM #2087
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April 24th, 2012, 12:52 AM #2088
Member
- Join Date
- Feb 2012
- Posts
- 48
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April 24th, 2012, 11:47 AM #2089
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April 24th, 2012, 10:36 PM #2090
Re: Report Your "Credit limit Increases" Here!
thanks kdb030609, classy75, & Wanderer!
now if I can only convince them to convert my B of A Platinum Plus Visa into a Rewards card...
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April 25th, 2012, 06:09 AM #2091
Re: Report Your "Credit limit Increases" Here!
You have enough CL to convert to a Visa Signature Card (doubt if they would do it but who knows) and you may find they will consider an "upgrade" product change. I can say they have done two product changes for me and now I have a Bank Americard Cash Rewards Card. A really good card as they redeem at the 1 for 1 value. Few redeem for full value.
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April 25th, 2012, 05:36 PM #2092
Re: Report Your "Credit limit Increases" Here!
I've asked them for product changes in the past. Went from original platinum plus visa to a world points. Then a year later they automatically upgraded me to visa signature with world points. Then after another year they offered to change it to they're Cash rewards American Express card. Which I really like even better. All my world points were transfer to cash. At which time I asked them to change American Diabetes AMEX card into a visa card. which they did. Then a few months later I asked them to change that to the Bank Americard cash rewards card. So I wouldn't be suprised if they changed it for you. It can't hurt to call! After all they gave you a $6,000 CLI so they definitely like having you as a customer!
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May 2nd, 2012, 11:43 AM #2093
Junior Member
- Join Date
- May 2008
- Posts
- 13
Re: Report Your "Credit limit Increases" Here!
HSBC CLI from $7,000 to $9,000 - no hard pull
Citi CLI from $9,100 to $10,500 - no hard pull
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May 2nd, 2012, 06:45 PM #2094
Member
- Join Date
- Feb 2012
- Posts
- 48
Re: Report Your "Credit limit Increases" Here!
Ok I must admit that the advice here does help. I still have a lot of questions, but ..... I have had an account with Legacy Visa since 2009 and was only able to get 100.00 increases from time to time. I requested an increase in March and it was denied. However,today, I got a letter in the mail from them asking me to call them for CLI consideration. They actually gave me a $250.00 increase. Doesn't sound like much, but you would have to know how hard I had to work for that increase. I have never been late, never missed a payment, and have always paid at least three times the minimum payment. Just last week First Savings sent me a letter and I got 100.00 increase. Slowly, but surely! Thanks FG! You guys rock!!!!!
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May 4th, 2012, 11:48 AM #2095
Re: Report Your "Credit limit Increases" Here!
Sams Club just bumped me from $600.00 to $2,500! Marathon bumped me from $1,050.00 to $1,350.00, and JC Penny bumped me from $500.00 to $800.00, Wal-Mart bumped me from $1,000.00 to $1,200.00!
Last edited by patrick12; May 5th, 2012 at 11:11 AM.
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May 4th, 2012, 11:53 AM #2096
Junior Member
- Join Date
- Apr 2012
- Posts
- 1
Re: Report Your "Credit limit Increases" Here!
I was approved for a Chase Sapphire card 7 months ago $5000 limit at 15.5%. Called today for a CLI and went for broke asking for $25,000. I was denied that but was given $15,000 and an APR drop to 13%! Pulled TransUnion 705 Score. 677 when I was initially approved.
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May 7th, 2012, 09:36 AM #2097
Junior Member
- Join Date
- Apr 2012
- Posts
- 7
Re: Report Your "Credit limit Increases" Here!
Shell (by Citi) increased my CL from $500 to $700, and Old Navy upgraded to Old Navy Visa with CL increased from $800 to $2000. I opened Wal-Mart wit hCL at $600 5 months ago. Any ideas when Wal-mart auto increase CL, or do you have to call them? How about BoA Platinum Plus? I got the Bank of America platinum in March with $500 CL. It's nice to read about all the CLI in here too. Thanks for those updates.
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May 7th, 2012, 02:39 PM #2098
Re: Report Your "Credit limit Increases" Here!
HOLY COW Wal-mart just increased my credit line to $2,400 from $900.....Hot Damn!!!!!
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May 7th, 2012, 07:00 PM #2099
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May 7th, 2012, 07:25 PM #2100
Junior Member
- Join Date
- Apr 2012
- Posts
- 7
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