Report Your "Credit limit Increases" Here!

[patrick12]

Hit the Luv button today on my Wal-Mart card and got a stingy 75.00 increase, whats that? LOL, I am happy to have a GE Money card anyway, Just thought I would share!

[Meya]

LOL! Way to go Patrick 12. It is pretty stingy, but you got it anyway...lol

[Jay1]

Wow, a $2K HSBC Discover card! Does anybody know if HSBC still counter offers the Direct Rewards card to people who were declined from Discover while applying online? I have not heard anything about the HSBC Discover in a long time.

I got another HSBC Discover about 4 or 5 months ago. This one had 300 dollar limit as well. Thought I would combine the two, no such luck representative told me that they no longer took request to combine cards because of the CARD act.

[ColoNative]

I got another HSBC Discover about 4 or 5 months ago. This one had 300 dollar limit as well. Thought I would combine the two, no such luck representative told me that they no longer took request to combine cards because of the CARD act.

Long time no see Jay. So they still offer those Direct Rewards Discover Cards? I have not seen anything about them for a while. HSBC is not alone in no longer combining-or even upgrading cards. I guess a lot of banks are no longer doing that.

[honeyb]

Hey Er'body!

Glad to see all is well with the FG crew.

CLI's as of 4/2/10

Kohls - 1200; was 300 now 1500
Macys - 200; was 1000 now 1200

[Brian23]

Hey everyone! Sorry I've been out of touch lately, but I'm back. Listen, I don't know what's going on with GE today, but with JCPenney card, I've been at a $500 CL for almost a year. I haven't requested in increase in probably about a year because I gave up and got tired of hearing 'no' all the time. But today I figured why not give it a try and low and behold, I hit the love button online and I went from a 500 CL to an 1800 CL. They actually asked me online if I wanted to request a lower limit, I was like; H*ll no, I'm taking the full increase lol. I just wanted to share that information.

[Finance Globe]

Hi Brian,

We missed you! Welcome back. A 300%+ CLI is very nice, congrats.

[Meya]

Way to go Brian! Good things comes to those who wait! Glad to see you make it back to us. We knew you wouldn't let us down

[tanyia]

Hi Everybody,

I call every 3 months to increase my limit on my Macys card i went from 5600 to 6300 limit

But beware starting this year they now do a hard pull inquiry on your credit report.

The credit rep failed to mention this to me If I had known I wouldve passed, I found out when my credit report was pulled and it was on there.

Tanyia

P. S. no more calling for me for a long while

[ColoNative]

Hi Everybody,

I call every 3 months to increase my limit on my Macys card i went from 5600 to 6300 limit

But beware starting this year they now do a hard pull inquiry on your credit report.

The credit rep failed to mention this to me If I had known I wouldve passed, I found out when my credit report was pulled and it was on there.

Tanyia

P. S. no more calling for me for a long while

Good to know, thanks Tanyia. Side note: that is a very nice credit line on a Macy's.

[tanyia]

Good to know, thanks Tanyia. Side note: that is a very nice credit line on a Macy's.

Thank you ColoNative, its been a long time coming considering I started with a $100 credit limit

[Meya]

Way to go tanyia, thanks for the valuable info. I had a hard pull on me about 7 months ago from Macy's and I was denied the cli due to recent request less than 6 months, and high util. I never asked for another from them.

[Brian23]

Way to go tanyia, thanks for the valuable info. I had a hard pull on me about 7 months ago from Macy's and I was denied the cli due to recent request less than 6 months, and high util. I never asked for another from them.

Hey Meya, same thing happened to me on Macy's in December because they switched there policy all of the sudden to CLI's every 6 months as opposed to 3. But I called last week and it's back on a 3 month review (with the hard pull). I just went ahead and did it and got a 700 CLI. YEA!!! But it's going to be a while before I do it again.

[atthelake1]

I am happy to reply after reading some posts on here and a recent one about someone applying for the PayPal MC and instead got the Buyer Credit Line of Credit. I decided to do the same thing. Denied MC but got the line of credit. $500.00. And...I already have a paypal debit card so I linked it to the line of credit, and it now works as an overdraft line of credit without the fees of course. my FICO 592.

[Brian23]

I am happy to reply after reading some posts on here and a recent one about someone applying for the PayPal MC and instead got the Buyer Credit Line of Credit. I decided to do the same thing. Denied MC but got the line of credit. $500.00. And...I already have a paypal debit card so I linked it to the line of credit, and it now works as an overdraft line of credit without the fees of course. my FICO 592.

That was me, got the buyer credit last week with a 400CL. Bbbbuuuttt, congrats on the approval. Yea, its ok that I didn't get the MC cause I buy tons of stuff on ebay anyways. Plus, with the paypal account, you can buy just about anything online.