HOOTERS MASTERCARD

**Defonte** · October 2nd, 2007, 01:17 PM

My fiance was approved for this card with an initial 1k cl. I just wanted to know how often they give cli's and are they generous?

**Clifton** · October 2nd, 2007, 01:52 PM

I applied for this card a couple of days ago and was denied. That's ok, there will be other times hopefully. I think it was due to the fact that I had some inquiries on my report and I had just received my new Capitalone card.

**Meya** · October 2nd, 2007, 02:45 PM

I am not sure buddie, try to give them 6 months and then call in and ask for one.

**BrentO** · October 10th, 2007, 05:06 PM

Hey all, new here. I applied for the hooters mc and it said congrats. you were approved pending verification.........blah blah blah. I called them and im not even in their system yet. I just checked my TU credit report and score (590) with them and 636 with Experian. Will hooters send me an email about the status of my application? Seems like Merrick bank is generous with the credit lines for the hooters card. Heres something thats kinda weird to me, i checked out the Citi Platinum Select MC and it recommends a FICO of 727, well like i said i checked my TU score and it was 590, check the inquires for TU and citi was on there. My limit is only $500. I was approved instantly for the card online.

**Clifton** · October 10th, 2007, 06:58 PM

Originally Posted by 100147

Hey all, new here. I applied for the hooters mc and it said congrats. you were approved pending verification.........blah blah blah. I called them and im not even in their system yet. I just checked my TU credit report and score (590) with them and 636 with Experian. Will hooters send me an email about the status of my application? Seems like Merrick bank is generous with the credit lines for the hooters card. Heres something thats kinda weird to me, i checked out the Citi Platinum Select MC and it recommends a FICO of 727, well like i said i checked my TU score and it was 590, check the inquires for TU and citi was on there. My limit is only $500. I was approved instantly for the card online.

Is the citi platinum select for consumers with bad credit who are looking to improve their credit??

**Meya** · October 10th, 2007, 07:43 PM

Woo-hooo! Way to go brentO. I am shocked that Citibank stepped up and rolled the red carpet out to you.

I am not shocked that you received the card because there are many other factors that creditors consider when offering credit. You may be in a better situation than someone with a score of 720. Having a score of 720 does not mean that the person is free of baddies, high utilization, late payments, bk's, judgements, and so forth. Having a credit account for a generous amount of years can give have you at a score of 720, or just being an authorized user can do the same.

Congrats on your approvals, give Hooter's a call in about 2 days and maybe they will have an answer for you.

**BRH3** · November 9th, 2007, 12:51 PM

I luv Hooters! Applied yesterday, couldnt' wait, call just now and found out I am approved. They would not give me my CL or APR over the phone. How come they do for some people? Someone let me know how I can find out.
BTW, they pulled TU which is my highest at 619, however, I do have 3 open collections I am disputing. I feel like Hooters has been generous to me. Thanks for everyones help on the board.

**pamela2** · November 9th, 2007, 01:41 PM

Congrats on getting the card i love this card also. I don't know what my APR is because i'm afraid to look and i had to pay a $72.00 annual fee. again congrats on your card. so in other words welcome to the Hooters family.

**Meya** · November 12th, 2007, 02:31 PM

Originally Posted by 100275

They would not give me my CL or APR over the phone. How come they do for some people?

Congratulations! They would not give me mines over the phone right away, I had to wait until a couple of days later. The good thing is that you are approved, so you go with your bad self.

**BRH3** · November 12th, 2007, 07:11 PM

Originally Posted by 100008

Originally Posted by 100275

They would not give me my CL or APR over the phone. How come they do for some people?

Congratulations! They would not give me mines over the phone right away, I had to wait until a couple of days later. The good thing is that you are approved, so you go with your bad self.

Thanks Meya,
I am eagerly awaiting it's arrival. Hopefully this week. I will update when it gets here.

**Meya** · November 12th, 2007, 11:03 PM

I have all ears and eyes for ya Baaaaabaaaaay.

**BRH3** · November 13th, 2007, 12:53 PM

Hey Meya,
Just called and found out I have a 1000 CL, 28.75% APR and $72 AF. Should I call after I receive the card and try to get the APR and AF reduced or ask for a CL? Anyone have luck doing this? Thanks everyone. I am on my way back baaaabyyyyy!!!

**Meya** · November 13th, 2007, 03:53 PM

Way to go BRH3! There is nothing wrong with trying to lower anything except underware in here

I say go for it, if it works, "You Go Baaabaaaaay" If not, welcome to the Hooters Family. Your cli's and apr's is the same as all the rest. The highest I ever seen someone with from Hooter's was $3k and 11.9 apr. At least we are in the house, and we can shout our way to the next level

Congrats buddie.

**Sara4** · November 17th, 2007, 04:01 PM

Hi All I'm new to the finance network. I applied and received my Hooter's card cl $1k. My bk discharged 8/07 so far I have the following cards

Hooters - $1k - highest cl
Cap 1 Visa - $500
Cap 1 MC - $300
HH Bank MC - $300
First Premier Bank - $300 - my worst card
Direct Rewards Discover - don't know cl just approved 11/17. (today) WoooHoo!!
I have been denied for all store cards I think because I bk'd Target, Walmart & VS. I was also denied by WaMu, Credit One, My Fico scores are:

EX: 553 (FICO)
EQ 500 (FAKO)
TU: 554 (FAKO)

Should I just chill, I think I'm beginning to get the hang of applying or at least a rush. I had really good credit before so this is really hard for me. Everything I read says to get the cl and get rid of the low cl and high interest cards. I also got a new cl with cap 1 for $21,000.
Just wanting help at who might approve and who won't based on the scores I have. I'm going to get new FICO's for EQ and TU next week.

Thanks and I've learned a lot from the site already and I'm really excited to join the network.

Sara4

**Meya** · November 17th, 2007, 09:43 PM

Originally Posted by 100378

I also got a new cl with cap 1 for $21,000.

Woe Woe Woe, do you actually mean $2,100? Or am I reading the correct numbers which states $21k? Can you please clarify that for us. Thanks Sara.

PS, welcome to the board, there are no new members here, we just come in and go with the flow. So give us you best shot

One more thing, when you get time, could you copy and past your statement to the forum that says, credit stories for people with poor scores. I am there with postings also, and your story will really benefit the next person that comes in and read. Thanks