Thread: Capital One Credit Limits
September 25th, 2007, 04:57 PM #1
Capital One Credit Limits
I get this information from time to time, and I thought to share it with you:
Capital OneŽ No Hassle Cash Rewards - Execellent Credit - Credit Limit: $500-$15,000
Capital OneŽ No Hassle Miles Rewards - Excellent Credit - Credit Limit: $500-$20,000
Capital OneŽ No Hassle Points Rewards - Excellent Credit - Credit Limit: $500-$15,000
Capital OneŽ Platinum Plus - Credit Limit: $500-$20,000
Capital OneŽ No Hassle CashSM Rewards - Above Average Credit - Credit Limit: $500-$10,000
Capital OneŽ No Hassle Miles Rewards - Above Average Credit - Credit Limit: $500-$15,000
Capital OneŽ Platinum - Above Average Credit - Credit Limit: $500-$15,000
Capital OneŽ No Hassle Cash Rewards - Credit Limit: $300-$3,000
Capital OneŽ No Hassle Points Rewards - Credit Limit: $300-$3,000
Capital OneŽ Standard Platinum - Credit Limit: $300-$3,000
Capital OneŽ Classic Platinum - Credit Limit: $300-$3,000
Capital OneŽ Platinum - (Credit needs improvement or limited credit) - Credit Limit: $300-$3,000
Capital OneŽ Platinum Max - Credit Limit: $300-$2,500
Capital OneŽ No Hassle Cash for Students - Credit Limit: $300-$3,000
Capital OneŽ Platinum for Students - Credit Limit: $300-$3,000
Capital OneŽ No Hassle Miles for Students - Credit Limit: $500-$20,000
September 25th, 2007, 05:07 PM #2
Cool Fg, this is some great inside info. Way to go.
October 1st, 2007, 03:41 PM #3
How often does CapitalOne provide increases in credit limits? I just received my card this past weekend and my limit is now 300 dollars. I have used the card already I plan on sending them a payment this week.
October 1st, 2007, 04:51 PM #4Originally Posted by 100096
$300 initial limit
90 days later $200 (total $500)
less than one year $2000 (total $2500)
This is the way my increase went.
October 1st, 2007, 06:59 PM #5
Thank you Meya. I will stay on point with this card. Today I paid off my HSBC Cash or Fly with a 194.70 dollar payment and have a zero balance on that card. I also have a zero balance on Direct Rewards. Tommorow, I am going to send 20 dollars to First Premier so that I can have a zero balance on that card as well. Do you think that I should focus my credit utilization to the Capitalone card at this point so that I can build up a good relationship with them and get those nice credit limit increases. I have already made significant payments on my other three cards (even though they are fairly new accounts).
October 1st, 2007, 07:25 PM #6
Oh Yes, Make sure that you focus with them. I believe that my $2000 increase came from making purchases near the initial $500 limit and paying it off every month. I let them have a few months of finance charges per year by carrying a balance of course. Now I am pretty high with them, but will pay them off in December. All of my creiditors will be paid by Xmas because I am about to purchase an SUV and I dont want any of my cards in the way. Back to the debit card again for a while. I am in the process of freezing my accounts also so that I can not make any inquires to my report. Since I am addicted to appling for credit, I am going to apply for the heck of it because i know they will not get through. LMAO! God I am such a nut case.
Hey, by the way, you missed the meeting, it was so cool. I dont know when the next one is but I hope it is soon. The next time we have one, FG and NICK specifically asked for me to inivte my NEPHEW to BBQ for us. They love JUICY meat!
October 4th, 2007, 05:12 PM #7Junior Member
- Join Date
- Oct 2007
Thanks for this information. I didn't know Capital One offered such low interest and high credit limits. I applied for the Platinum Plus and was approved for 7.4% variable (quarterly).
Capital OneŽ Platinum Plus
October 4th, 2007, 05:55 PM #8
Quick Qestion FG! Just wondering if we could upgrade our capitlal one card or do you have to wait until they offer you a new card. I started with the $300 (needs improvement) card last year, and now I am at $2500. Can you have more than one Captital one credit card? HSBC refuse to offer me another card, they let me have Orcahrd and that is it.
October 5th, 2007, 05:36 AM #9Originally Posted by 100008
If a card replacement is what you want because yours is damaged, just give them a call. If you are asking about upgrading rewards programs, a call should get you what you want as well.
I'm not sure about multiple cards with Capital One, I know most issuers allow this, Chase and AMEX specifically.
October 5th, 2007, 06:28 AM #10
Meya, just to let you know that I have two HSBC cards: direct rewards and a HSBC Cash or Fly card. I think that the reason that they let me have two cards is due to the fact that I do my primary banking with HSBC.
October 5th, 2007, 06:32 AM #11
Also guys, I received my "credit increase in 90 days" letter from CapitalOne.
I plan to stay on point with them.
October 10th, 2007, 08:14 PM #12Junior Member
- Join Date
- Oct 2007
about multiple cards with same bank, capital one told me on the phone that you CANT have more than one card with them. Dont know if this was specificaly for me or what, Now i had 3 with HSBC, Orchard bank gold, direct rewards discover and Best Buy gold mastercard. Paid off the orchard bank card in september and closed the account. did the same with the best buy, but the lady told me when i was closing the best buy account that that may affect my credit negatively since i opened it in april and closed it in sept.
October 10th, 2007, 10:31 PM #13
Thanks for the reply guys! I guess I will just make them sock drawers then.
November 11th, 2007, 11:25 AM #14Originally Posted by 100147
November 11th, 2007, 02:26 PM #15Junior Member
- Join Date
- Sep 2007
you should called the back door number and ask for credit line increase which is 1-800-889-9939 because i called the regular number and th ey said no when i called back the number listed above they said yes i called for me first had my card ever since 2005. then i called for dh he just opened one in april and they give him one too.
By sophie in forum Credit CardsReplies: 4Last Post: March 24th, 2008, 11:58 AM