I just wanted to share that recently I applied for major bank credit card after receiving an invitation from them in the mail. I applied and was denied for reasons I thought were minor and didn’t make sense. So, I sent feedback through to the bank and was able to initiate a second review. After this second review I was approved for the same credit card with a CL of $1K. Sometimes they make their decisions so quickly they don’t always really take the time to review like that should, as I get that, they get a lot of request frequently I am sure. I just recently learned that sometimes it pays to push back that Declined status if you don’t fully.