Credit Scores and obtaining a Mortgage

**smcc** · November 6th, 2010, 06:28 AM

Saw this on AOL in regards to Credit Scoring and obtaining a mortgage

http://realestate.aol.com/article/cr...|4|link1|23847

**Wanderer** · November 6th, 2010, 07:49 PM

Originally Posted by smcc

Saw this on AOL in regards to Credit Scoring and obtaining a mortgage

http://realestate.aol.com/article/cr...|4|link1|23847

Great information. Closed on a home mortgage at 4.3750% for 30 year fixed with no points and no down payment and no private mortgage insurance. I know my credit was important. For the last 3+ months I have had zero balances in the credit bureaus. As discussed in your article reference. People need to read the story!

**Joeyman** · November 7th, 2010, 02:21 PM

Originally Posted by Wanderer

Great information. Closed on a home mortgage at 4.3750%

Nice rate mate!

**Wanderer** · May 22nd, 2011, 05:26 PM

A heads up ... as we follow the mortgage industry and there many oops... it is interesting to note that Wells Fargo Mortgage, Citi Mortgage, JP Morgan Chase Mortgage and Bank of America Mortgage managed to hit the no no not again list in the last few days. More questions on their mortgage processing and the legals of their mortgages. Wonder why we had troubles! GADS!

**JusdoNit** · July 4th, 2012, 12:46 PM

Originally Posted by Wanderer

Great information. Closed on a home mortgage at 4.3750% for 30 year fixed with no points and no down payment and no private mortgage insurance. I know my credit was important. For the last 3+ months I have had zero balances in the credit bureaus. As discussed in your article reference. People need to read the story!

I am trying to read the story on how it was done, but can't find it anywhere. Read the aol info, but the no pmi, no down etc. info was not there. Can u help?