student loans and mortgages

[tosha29]

If my student loans are deferred until 2013, and they are worth $25,000, will they prevent me from buying a home?

[Meya]

From the information that I have observed, student loans are in a totally different credit bracket from credit cards and the ratio's of debt-to-income. For your information, I would carefully observe and pay close attention to your income - mortgage + student loans + bills. Those are the most important factors which will reflect your actual budget. You are going to be paying on your student loan for many years ahead, which is considered fixed. You can control your spending habits and the way you utilize your credit, but the student loans are going to be there so please pay close attention when considering a mortgage.