Citi Bank & Citigroup "Citi's Yard Sale"

[Wanderer]

Personally, I don't have any cards without a pre-set limit aka Visa Signature or World Mastercard cards. However, I've read that they don't report as revolving credit so therefore, it does need effect your utilization or your score. In other words, whatever that doesn't show up as revolving credit will not be factored into your overall utilization.

As a followup, I have a World Mastercard and they assign what they term as a revolve line of credit. They report the revolve line of credit. This is good since it doesn't show as expenditures against your total credit bureau utilization without some line of credit backing the dollars spent.

[hjm331]

As a followup, I have a World Mastercard and they assign what they term as a revolve line of credit. They report the revolve line of credit. This is good since it doesn't show as expenditures against your total credit bureau utilization without some line of credit backing the dollars spent.

I'm assuming that means it's reporting as a line of credit?

[Wanderer]

I'm assuming that means it's reporting as a line of credit?

No it is reporting as a credit limit.

[hjm331]

No it is reporting as a credit limit.

That's a first