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Type: Posts; User: Eric

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  1. Re: Will credit inquiries hurt your credit score if you have no credit score?

    Yea I'd stop while your ahead. Use the BofA Secured Visa for a year...make your payments and you will be able to apply and get approved for more credit card after a yr
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    Sticky: Re: Report Your "Credit limit Increases" Here!

    Yea Ive had my Target card since May 07...still at the $500 CL :upset:
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    Sticky: Poll: Re: Credit Card Questions

    Generally Rivas...the bank dont report Signature Visa CL because there is no pre-set limit...but yes there is, the reason they have these accounts are for ppl that charge alot of money and if they go...
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    Sticky: Poll: Re: Credit Card Questions

    Got a CLI with Wal-mart again..up to $400 now :white-flag:


    My grandmother in law has a $5k limit with them and its growing...she has had her Walmart account since 2001 and they give her 3 or 4...
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    Sticky: Poll: Re: Credit Card Questions!!

    Hey shark I have been a Sears cardholder since 2000 with my wife...im a co-applicant...before citi bought them out they use to run there own credit and would approve anybody...When me and my wife got...
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    Re: Identity Theft At The Gas Station

    They will by Federal law they have too HJM...but we may make it harder or make the consumer do more footwork to get it resolved.
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    Re: Identity Theft At The Gas Station

    Nice article...Ive heard of skimming for quite some time now...usually its at an ATM or it could be behind the gas station counter as well...I saw an article on 20/20 about 5 or 6 yrs ago that...
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    Sticky: Poll: Re: Credit Card Questions

    Id still like to know if Macy's could split off $500 of my store card and make a Macy's Visa then leave the other $700 available on my reg store card. Does anyone know Macy's backdoor #...I may give...
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    Sticky: Re: Report Your "Credit limit Increases" Here!

    Congrats Yoyo...I love my Cap1 Cards Im sure you will like them too

    :cheesing:

    Eric
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    Sticky: Re: Report Your "Credit limit Increases" Here!

    Nice...Ive thought about doing this as well I have

    Orchard Bank MC $500 CL
    HouseHoldbank MC $500 CL
    Direct Rewards Discover $1k CL
    Direct Rewards Discover $500 CL

    :white-flag:
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    Sticky: Poll: Re: Credit Card Questions

    To be honest it took them 2 yrs before they did an auto CLI, it may be worth asking but I dont know anyone who got a CLI over the phone for the Standard Orchard MC
  12. Thread: Start Up

    by Eric
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    Re: Financing a Small Business

    Also i do have a small business that I run on the side selling DVD's and CD's on eBay & Amazon...I say revenue wise for me -an extra $1k a month income. Christmas time (Oct, Nov, Dec)- Hmmm an extra...
  13. Thread: Start Up

    by Eric
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    Re: Start Up

    I will say this Meya...there are ALOT of government programs that would help you out. I'll tell you why. First your a women, second your black. Im serious about this...minorities and women will...
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    Sticky: Poll: Re: Credit Card Questions

    Well I have gotten extremely lazy when it comes to making payments...all of my payments are done via my billpay through my bank. My mortgage, Gas Bill, Electric Bill, Water Bill is either done...
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    Sticky: Poll: Re: Credit Card Questions

    Got that right...take it from me...Ive had a Household (HSBC) Mastercard since 2001 and I started off with $300 CL...Im up to a $500 CL with ONE credit line increase...my Orchard Bank standard...
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    Sticky: Poll: Re: Credit Card Questions

    Yes you can use and pay your Sears card at Kmart's...I usually pay our Sears card through my bank's billpay but if need be there is a kmart about 10 mins from my house where I can make a payment or...
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    Sticky: Re: Credit Line Increase Limit

    My wife has this card and we have a $500 limit...we had this card for a little over a year now and we used it to buy hor d'oeuvres for our wedding dinner allittle over a year ago...now we have paid...
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    Re: Where is everyone?

    Hey Mike (FG Administor)


    Did you advertise your site because a couple of months ago I was listening to the radio on my way to work and heard an ad for this site.

    I appreciate this site and...
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    Re: Applied Bank Credit Card

    LOL thanks for havin my back bro...haha
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    Re: Dont Pay Fees. Let Cards pay you! REWARDS REWARDS

    Thats true...you can transfer the points to another WP card. Also the cashback starts at 2500 pts= $12.50, 5000 pts= $25, 7500 pts= $37.50, 10000 pts= $80 and so on and so on. 50000 pts= $500 which...
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    Re: Applied Bank Credit Card

    Yea I had recieved a notification in the mail for this card back in May 2007 offering me a $1500 CL which at the time would have been my highest so I took them up on their offer...it was an ok card...
  22. Re: A must read regarding credit cards and decreasing limits

    Cap1 will also consolidate...I wish HSBC would of course I never asked either
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    Re: Green Dot Credit Card!

    oh yea btw Id think twice about this card. lol
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    Re: Green Dot Credit Card!

    I disagree...to be honest I haven't heard of any problems of ID theft in India or the Phillipines with the outsourced CS...besides most of the major credit card companies do outsource whether you...
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    Re: What's up with Direct Rewards Discover?

    I use my BofA NFL Visa alot...and also my Cap1 Cashback Visa. My BofA OSU MC has worldpoints but I've got BT's on that account until Feb 2009 at 0%.

    So I earn alot of cash back and NFL Xtrapoints...
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