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Type: Posts; User: Eric
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August 28th, 2008, 09:14 PM
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Re: Will credit inquiries hurt your credit score if you have no credit score?
Yea I'd stop while your ahead. Use the BofA Secured Visa for a year...make your payments and you will be able to apply and get approved for more credit card after a yr
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August 13th, 2008, 01:29 AM
Thread: Report Your "Credit limit Increases" Here!
by Eric- Replies
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Re: Report Your "Credit limit Increases" Here!
Yea Ive had my Target card since May 07...still at the $500 CL :upset:
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August 5th, 2008, 12:58 AM
Thread: Credit Card Questions
by Eric- Replies
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- 161,181
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Re: Credit Card Questions
Generally Rivas...the bank dont report Signature Visa CL because there is no pre-set limit...but yes there is, the reason they have these accounts are for ppl that charge alot of money and if they go...
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August 5th, 2008, 12:54 AM
Thread: Credit Card Questions
by Eric- Replies
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Re: Credit Card Questions
Got a CLI with Wal-mart again..up to $400 now :white-flag:
My grandmother in law has a $5k limit with them and its growing...she has had her Walmart account since 2001 and they give her 3 or 4... -
August 5th, 2008, 12:50 AM
Thread: Credit Card Questions
by Eric- Replies
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Re: Credit Card Questions!!
Hey shark I have been a Sears cardholder since 2000 with my wife...im a co-applicant...before citi bought them out they use to run there own credit and would approve anybody...When me and my wife got...
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August 5th, 2008, 12:14 AM
Thread: Identity Theft At The Gas Station
by Eric- Replies
- 16
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- 1,416
Re: Identity Theft At The Gas Station
They will by Federal law they have too HJM...but we may make it harder or make the consumer do more footwork to get it resolved.
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August 5th, 2008, 12:12 AM
Thread: Identity Theft At The Gas Station
by Eric- Replies
- 16
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- 1,416
Re: Identity Theft At The Gas Station
Nice article...Ive heard of skimming for quite some time now...usually its at an ATM or it could be behind the gas station counter as well...I saw an article on 20/20 about 5 or 6 yrs ago that...
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August 1st, 2008, 12:49 AM
Thread: Credit Card Questions
by Eric- Replies
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Re: Credit Card Questions
Id still like to know if Macy's could split off $500 of my store card and make a Macy's Visa then leave the other $700 available on my reg store card. Does anyone know Macy's backdoor #...I may give...
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August 1st, 2008, 12:43 AM
Thread: Report Your "Credit limit Increases" Here!
by Eric- Replies
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Re: Report Your "Credit limit Increases" Here!
Congrats Yoyo...I love my Cap1 Cards Im sure you will like them too
:cheesing:
Eric -
August 1st, 2008, 12:39 AM
Thread: Report Your "Credit limit Increases" Here!
by Eric- Replies
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Re: Report Your "Credit limit Increases" Here!
Nice...Ive thought about doing this as well I have
Orchard Bank MC $500 CL
HouseHoldbank MC $500 CL
Direct Rewards Discover $1k CL
Direct Rewards Discover $500 CL
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July 31st, 2008, 01:04 AM
Thread: Credit Card Questions
by Eric- Replies
- 1,693
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- 161,181
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Re: Credit Card Questions
To be honest it took them 2 yrs before they did an auto CLI, it may be worth asking but I dont know anyone who got a CLI over the phone for the Standard Orchard MC
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Re: Financing a Small Business
Also i do have a small business that I run on the side selling DVD's and CD's on eBay & Amazon...I say revenue wise for me -an extra $1k a month income. Christmas time (Oct, Nov, Dec)- Hmmm an extra...
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Re: Start Up
I will say this Meya...there are ALOT of government programs that would help you out. I'll tell you why. First your a women, second your black. Im serious about this...minorities and women will...
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July 31st, 2008, 12:38 AM
Thread: Credit Card Questions
by Eric- Replies
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Re: Credit Card Questions
Well I have gotten extremely lazy when it comes to making payments...all of my payments are done via my billpay through my bank. My mortgage, Gas Bill, Electric Bill, Water Bill is either done...
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July 31st, 2008, 12:20 AM
Thread: Credit Card Questions
by Eric- Replies
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- 161,181
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Re: Credit Card Questions
Got that right...take it from me...Ive had a Household (HSBC) Mastercard since 2001 and I started off with $300 CL...Im up to a $500 CL with ONE credit line increase...my Orchard Bank standard...
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July 31st, 2008, 12:12 AM
Thread: Credit Card Questions
by Eric- Replies
- 1,693
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- 161,181
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Re: Credit Card Questions
Yes you can use and pay your Sears card at Kmart's...I usually pay our Sears card through my bank's billpay but if need be there is a kmart about 10 mins from my house where I can make a payment or...
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July 29th, 2008, 12:35 AM
Thread: Report Your "Credit limit Increases" Here!
by Eric- Replies
- 2,198
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- 342,495
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Re: Credit Line Increase Limit
My wife has this card and we have a $500 limit...we had this card for a little over a year now and we used it to buy hor d'oeuvres for our wedding dinner allittle over a year ago...now we have paid...
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July 25th, 2008, 11:20 PM
Thread: We Made it to the Top! Come on In
by Eric- Replies
- 427
- Views
- 17,768
Re: Where is everyone?
Hey Mike (FG Administor)
Did you advertise your site because a couple of months ago I was listening to the radio on my way to work and heard an ad for this site.
I appreciate this site and... -
July 22nd, 2008, 01:07 AM
Thread: Applied Bank Credit Card
by Eric- Replies
- 62
- Views
- 5,128
Re: Applied Bank Credit Card
LOL thanks for havin my back bro...haha
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July 22nd, 2008, 01:06 AM
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- 121
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- 7,039
Re: Dont Pay Fees. Let Cards pay you! REWARDS REWARDS
Thats true...you can transfer the points to another WP card. Also the cashback starts at 2500 pts= $12.50, 5000 pts= $25, 7500 pts= $37.50, 10000 pts= $80 and so on and so on. 50000 pts= $500 which...
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July 22nd, 2008, 12:58 AM
Thread: Applied Bank Credit Card
by Eric- Replies
- 62
- Views
- 5,128
Re: Applied Bank Credit Card
Yea I had recieved a notification in the mail for this card back in May 2007 offering me a $1500 CL which at the time would have been my highest so I took them up on their offer...it was an ok card...
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July 11th, 2008, 10:00 PM
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- 30
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- 2,683
Re: A must read regarding credit cards and decreasing limits
Cap1 will also consolidate...I wish HSBC would of course I never asked either
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July 11th, 2008, 09:22 PM
Thread: Green Dot Credit Card!
by Eric- Replies
- 60
- Views
- 5,795
Re: Green Dot Credit Card!
oh yea btw Id think twice about this card. lol
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July 11th, 2008, 09:21 PM
Thread: Green Dot Credit Card!
by Eric- Replies
- 60
- Views
- 5,795
Re: Green Dot Credit Card!
I disagree...to be honest I haven't heard of any problems of ID theft in India or the Phillipines with the outsourced CS...besides most of the major credit card companies do outsource whether you...
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July 8th, 2008, 11:02 AM
Thread: What's up with Direct Rewards Discover?
by Eric- Replies
- 86
- Views
- 7,803
Re: What's up with Direct Rewards Discover?
I use my BofA NFL Visa alot...and also my Cap1 Cashback Visa. My BofA OSU MC has worldpoints but I've got BT's on that account until Feb 2009 at 0%.
So I earn alot of cash back and NFL Xtrapoints...




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