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I don't have a Macy's card but I'm planning on applying for it. I love shopping at Macy's. It's one of the best department stores around. They have everything at a decent price...I love the after...

I absolutely love cooking! I'm decent at it. This past Thanksgiving was my first year cooking thanksgiving dinner for my boyfriend and I. I cooked a turkey and veggies and potatoes and everything....

I didn't know that getting too many inquaries will lower your credit scores. How long should you wait before applying for a credit card after you have already requested.

That's good information to have. So we should only use these number to get the cli?? Or you can use that number for any issue, it just gets you to an authority figure.

Are target cards good for people who don't have good credit? I still can't find one for me that will actually approve me! HELP!

That's awesome that you got your credit score to jump that much. At the beginning of next month I'm going to pull my credit scores and then see what I can do to make them better.

If you've been paying your bill on time, I would definitely try to get an increase. I don't see why it would effect your credit scores. Good luck on getting it!

So is the hooters mastercard good with approving people with bad credit scores? I'm looking for a card that I can help build my ratings back up.

Oh wow, thanks for that information. I will let my mom know. I know she use to have a Macy's card but I don't know how long she's been inactive on that account.

That virtual credit card number sounds really cool. But in order for me to use that I need a credit card that I can use for it. I am having such a hard time finding a credit card that will accept...

I definitely wouldn't file for a bankruptcy. It will stay on your credit report for 10 years. Has he exhausted all of his options? He should definitely see a lawyer to see what his options are.

All I know is that I had called the places and told them that I don't want the preapproved notices...and since then I haven't received a single one in over 6 months.

I think that the debt gets passed on to family members. My friend had passed away and her parents were obligated to pay all of her debt...I don't know why that was, but if you pass away the banks...

My boyfriend had tried to get a CLI and he had threatened to close the account if he didn't get it. At first they didn't believe him...but when he said well then close my account they did offer to...

Haha thanks for the input. I tried to get a cap 1 plat card and they actually didn't approve me. I know that my credit is really bad right now, but I'm trying to dig myself out of the hole I put...

My fiancee and I are going to be getting a joint account. Where we are both users and equally share the debt. But no matter what he and I are going to keep our own separate accounts. We are mainly...

I had that happen to me! Well I had someone crack into my ebay account instead of making sales the person had actually tried purchasing things. Ebay noticed that I was making absurb amounts of...

I wish that I was a victim of identity theft from a complete stranger...but my former best friend had stolen a book of checks and wrote down my social security number (we had shared an apt and she...

I didn't know that they take your finger print??? Why would they take your finger print. I've never heard of a bank having to do that.

I wish I had those references when my former best friend stole my identity from me...They still can't find her to arrest her. Once she's arrested I can then sue her for my money.

I do need to buy a paper shredder...My boyfriend and I get all the most random stuff in the mail for credit cards and everything like that. Maybe I'll go out and buy one this weekend...

Wow that's good that you are getting your credit rating back up. I need to get my credit rating so then I can see what is going on with my credit.

This is probably a stupid question, but what does BK mean? I am seeing it all over on this forum and I have no idea what it means. HELP<

Everything is out of control for me right now. I hope that I am able to get it back into control...I need one solid credit card that I can just keep money in and out of it.

I haven't heard about that happenings. I thought only the IRS can garnish wages when you owe too much in taxes. I'm sorry that happened to your aunt with her amx card.