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Very informative article. Thieves will really find a way get what they want, so it's up to us to make sure our information is safe from them.

Yeah. Online shopping is not only very convenient, it also saves us some precious time.

If you use up your CL for a month's purchase but pay the full amount by the due date, is it still considered as "high utilization"?

Thanks Wanderer. I'll check on it. :)

Good luck FutureEsq!:) Keep us posted on updates. ;)

Good to know the economy is picking up.

wow!60months 0% financing? that's amazing. thanks for the info Wanderer.:cheesing:

This is good news. But, can it really help solve the housing problem in the long term?

Thanks Wanderer. I agree, I don't think they'd really know what the family relationship is unless they really have a foolproof plan of finding out about it.

So you have a relative who's with the military service? Based on the positive feedback here aobut USAA, I wish I can take advantage of their services. But, I'm not with military or have a relative...

What are the banks' basis on giving automatic increases, any ideas?

So was the AF also equivalent to 2yrs?

I'm confused when I hear Chapter 11, Chapter 13, and Chapter 15 bankruptcies. What do they mean???Who files which type of bankruptcy?

I read an article from the web that we can save some money on buying groceries! Was surprised that even coupons can really help a lot.
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It's about time companies Countrywide and Bank of America be ordered to pay back what they owe to consumers.

The "licensing fee" is outrageous. Based on that, I'd probably have second thoughts joining the company.

would like to share this article:

http://finance.yahoo.com/news/Legacy-for-One-Billionaire-nytimes-544269393.html?x=0

A tax saving bonanze for heirs!

Cool! Does that mean you pay alway everything on time? Do you have any idea of their reasons for increasing your CLIs?:)

I would have thought that they'd be more lenient with a phone call application than a paper application. :innocent:

Thanks Wanderer. But "since the AU's can't use someone's credit line to help out with their utilization so this forces everyone to get a card under their own name." Does this mean we can no longer...

I didn't know credit scores may prevent me for getting a job...:scared:

Why would the score get reduced when he applies for a mortgage?

Thanks Meya, you really made me think. :)

That's amazing! I thought it would years and years to pay off. Good luck on your career plan Joeyman. ;)

I agree. It's better to keep a hard copy until you've settled all accounts.