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Type: Posts; User: LLAY1
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April 23rd, 2008, 09:18 PM
- Replies
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- 22,514
What's the purpose of a card like Macy's anyway?
I start to wonder what good a card like this does unless you absolutely need credit. High APR and no real savings after your initial sign up. The points will take forever to add up unless you are a...
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Actually, this is what i've found.
...
Actually, this is what i've found.
Experian.com/freecreditreport.com's Plus score is very close to my fico's score.
Transunion/Truecredit.com is 60 less than fico. Just add 60 to this and u have... -
Seems GEMB is very good about reporting. I have...
Seems GEMB is very good about reporting. I have it on all 3 reports already and the card isnt even a month old yet. My TU score from myfico is now 764 so i guess im now in the excellent credit...
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April 11th, 2008, 11:55 AM
Thread: Report Your "Credit limit Increases" Here!
by LLAY1- Replies
- 2,195
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- 336,131
Sticky:
Orchard bank increased limit from 300-500 after 1...
Orchard bank increased limit from 300-500 after 1 month and a threat to cancel. $72 annual fee is too much but 8.9% APR is very nice. still not sure what to do any advise is appreciated.
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Why did chevron remove all your history? if you...
Why did chevron remove all your history? if you closed the account then shouldnt it just appear as closed? Also do they report to all 3 bureaus?
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Transunion now 730 apparently i had been pulling...
Transunion now 730 apparently i had been pulling FAKO all the while for this one telling me it was 670.
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Here is proof. I kid you not!!!!
4/7/2008 ...
Here is proof. I kid you not!!!!
4/7/2008 715 Score Power report: Your score has gone up. More info
4/3/2008 659 Score Power report: Your score has gone up.
3/22/2008... -
EQUIFAX 715...UNBELIEVABLE!!!! WOW up from 605 to...
EQUIFAX 715...UNBELIEVABLE!!!! WOW up from 605 to 715 in 8 months!!!!
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April 4th, 2008, 07:35 AM
Thread: My FICO Score Watch is a SCAM!!
by LLAY1- Replies
- 46
- Views
- 11,272
ABSOLUTELY TRUE!!! I noticed it was a scam...
ABSOLUTELY TRUE!!! I noticed it was a scam yesterday before i read this. NO ALERT AT ALL score was up from 650 to 660. Score watch still had it at 650. Then they send an email asking if i want to...
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Dispute them all accurate and inaccurate. Your...
Dispute them all accurate and inaccurate. Your score does tend to jump slightly soon as u dispute but you must wait till you get a notice of investigation is complete. In my case i can still see the...
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Within 6 months
Exp was 595 now 660
Equifax...
Within 6 months
Exp was 595 now 660
Equifax 605 now 659
Trans U 610 now 670
Here's how I'm doing it.
Dispute! Dispute! and then Dispute some more. Try paying it off, then disputing the...




Thanks for the compliment. But I do not have a financial background really, well not in credit management. However there are several members on here that are, and they give great advice by the way. I...
687 FICO Score......What Card can...