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Again if you have many accounts I would consider condensing. But really do not see the need if you are trying to improve credit rating with only a couple of cards. I think that you have to look at...

If you know what you credit score is then you can always contact them and ask them if there is a minimum. Generally it is easier to get department store cards, especially if you have a visa or...

That is the problem with any card. If these companies have the right to check your credit in order to send you mail regarding their card then this is where we need to stop it. I cannot believe how...

You are right they do not have to go to anyone. But to be honest, they need to evaluate why they have had to go to those and even the ones you have mentioned to begin with.

No can deny that all...

This happened to me as well and some people just do not understand how things like this can really ruin your life. I have since then worked on getting things paid off, and my credit score is...

I too did this. My big problem was there were additional fees that they were charging me on the card and so I cancelled the card and never used it. They still put that I owe them the initial charges...

I agree you have to make sure that you read the letter and the whole letter and see what it says, sometimes the letter say periodic increases as well. So you need to make sure what is says and then...

What I think is crazy is that one company comes in and purchases the other and then does not bother to ask you if you want to continue with the new company they just assume you want them. Then if...

This is very good idea to do. Unfortunately it does not always help with credit scoring. I think that you have to be able to let some go a little longer and collect interest on your savings or make...

That is so very right, you just need to take some precautions, but otherwise your experiences should be very good. I know people who have been banking this way for a number of years and have had no...

Well, that is interesting that it happened and you noticed it. I would either hold onto the money or report it. What happens is like one post said, they traced it over years then demanded it at that...

That is totally nuts to close out accounts just because you choose not to allow people with BK on them. I cannot believe that they will not look at the current report and see if the person is making...

I agree this the prevois post. I have not had a problem and it only took about 48 hours as well. I have no problem transferring money and it is quick and painless. I am not sure where you got your...

In all honesty, I do not believe that there should have been all those charges. I do believe that they have a certain amount of time that they need to have the check go through or it should not be...

Yes you should have your security features set higher, but you also need to remember that it is just as easy to get card numbers and information if you are giving it over the phone as well....

The only thing I would really watch for is the amount of inquiries you have on your credit report as this does effect the credit score. If you are not approved it would possibly lower your credit...

Why in gods green earth would anyone need so many cards. Did you know that the amount of revolving credit or credit cards does effect your credit score, and you would likely be more in the 800 if you...

My advice to anyone is before you continue to get more cards take a look at your payment history and income and make sure that you are not causing any problems for yourself down the road. It used to...

The credit card companies are in a hurry to issue credit and then do things like this when they have losses. I think that if they were not so out to get peoples money they would not be in the...

I guess the moral of the story is in hard times do not settle for their fees. They already charge way to many fees anyway. They prey on people with fair to bad credit and this is why the people have...

I understand why Best Buy would not issue credit, they may think you are a risk. Where Household band preys on people who have a history of things like Bankruptcy and are struggling to make payments....

Security is not only the issue here. I am concerned with companies selling my information to other companies and then they take it upon themselves to do what they want to in my name. This is no...

$300 initial limit
90 days later $200 (total $500)
less than one year $2000 (total $2500)

This is the way my increase went.
:cool: [/quote]

Generally from experience you can make a request...

I believe the interest rates is based on the information they receive from the credit bureau to begin with so it might be based on credit score which you then would not be able to dictate. I have...

Because if you have an account with them already they can see where you have paid and if you have had problems and make a dertermination based on your current ability to pay, where with others who...