Search:

Mine is at 644.

Seriously, start putting in no less than 10% of what you make in a retirement account (if you can afford) RIGHT NOW.

Just to make this clear, saving for retirement and saving for an emergency are two different things.:white-flag::white-flag::white-flag:

Right now, I am putting over 25% of my check into my retirement. No wife, no kids. However I have to reduce this amount by half to pay off some debt which is not a bad thing, but I will be kicking it...

I would beg to differ. I really like my HSBC Cash or Fly MC (CL=2350 dollars). It is my workhorse credit card. I have had it since last year and have received CLI's at 6 month intervals. It...

I am not going on vacation to the Carribean until August, Meya. But thanks anyway. I gotta work to make money to pay for the vacation.:fun: The asia vaca is next year.

I received a 1000 dollar CLI on my HSBC Cash or Fly MC today with a press of the luv button. Now my limit is at 2350 dollars. This is my first card with a limit over 2000 dollars EVER. This is a...

Good news!!! I was approved for a Chase Platinum Visa Card yesterday with a 400 dollar limit, no AF, and 0% APR for the first 12 months. This is my 9th cc and I am breaking into the majors. And I...

Yeah, he can hit us all off with some glasses of Kool-Aid.

Lulu, they are looking at a computer screen and the computer is making the decisions based on the credit info they have on you. Unless you can get someone on the phone who has power to override what...

Well, I received a CLI of 100 dollars from Credit One Bank increasing my limit from 200 dollars to 300 dollars. And it cost me 20 dollars for the increase (fee). I know that I should not be...

What is your CL now on the Red Card after your second CLI???

I took advantage of the promotion that Cap1 was offering and called the backdoor number for a CLI. I got another!!!!!! 500 dollars. So now I have 2 Cap1 Platinum Visa Cards that both have 1600...

You are on track most definitely. Pay on time and don't go pass your limit, and pay more than the minimum (if possible) every time you do pay.

I would consider applying for a Bank of America Secured Visa Credit Card. You can start off with a minimum 300 dollar deposit and that is where your cl will start. Add more to increase your limit. ...

Have any of you used this tactic to receive a CLI???? Was it successful??? If so, for what cards?? And if you did use this tactic and were successful, what is the best way to go about it. Just...

And that is something that I am not trying to do. :cool:

Especially since I am in a big hole already.

What I mean by lock down is that I plan to bring my cards all down to zero balances and use them only to make major purchases (i.e. airline tickets) or very small purchases (ie. japanese take out...

Thanks for your support Meya and everyone else here. But to be quite honest, I am going to need everyone's support for a long time to come because of other financial issues that I am going to deal...

Called the backdoor number again at Cap1 today and received another 500 dollar CLI. So now on both of my Cap1 Platinum Visa Cards my limits are at 1600 dollars (my highest limit card now!) and 1100...

I just got another CLI on one of my Cap1 Visa Cards without calling the backdoor number. It is up from 600 dollars to 1100 dollars. Now I have 2 Cap1 Visas with the same limit. I will not combine...

That's great Meya. Now you can buy a couple of more baskets of wings when you take the Fam to Hooters. :cheesing: :cheesing:

I called the number the other day and had my AF waived on one of my Cap1 Visa cards and the fee would have been due this upcoming September. Cap1 has looked out for me more than my other cards at...

HSBC is no longer offering this card (according to their website). I called CS today and got a funky automated message stating that they could not take my call at this time. This concerns me...

Yes it does. But I have to be very careful using this card and I will treat it like an AMEX Green--PIF every month when I do use it.