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Type: Posts; User: reality
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April 28th, 2009, 10:40 PM
Thread: HSBC/Orchard Bank Credit Cards
by reality- Replies
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- 14,951
Re: Orchard Bank
Yes, I have other cards. Orchard was the first credit card that accepted me at that particular point of my financial demise. I believe at the time I had about a 510 fico score overall. I hope to...
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April 28th, 2009, 08:25 PM
Thread: HSBC/Orchard Bank Credit Cards
by reality- Replies
- 104
- Views
- 14,951
Orchard Bank
Well, I've been with Orchard bank for over two years with only one credit line increase, which I believe cost me 25.00 some year and a half ago. I at that time went from a 300.00 limit to a 400.00...
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November 3rd, 2008, 08:53 PM
- Replies
- 548
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- 39,396
Sticky: Poll:
Re: Has Your Credit Card(s) CL Been Reduced, Closed, or Frozen? If So, Please Explain
hjm,
I agree with you and am convinced you did the right thing. I regret ever taking the card in the first place. I'm guessing American Express is going to come out just fine in this endeavor. ... -
November 3rd, 2008, 08:23 PM
- Replies
- 548
- Views
- 39,396
Sticky: Poll:
Re: Has Your Credit Card(s) CL Been Reduced, Closed, or Frozen? If So, Please Explain
I'm guessing that all of the folks that they issued a low limit credit card to are going to see a CLD. It's depressing, but definitely not worth holding on to. I refuse to pay an annual fee for...
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November 3rd, 2008, 08:08 PM
- Replies
- 548
- Views
- 39,396
Sticky: Poll:
CLD from American Express
Wow, I opened up my e-mail today and found an "account alert" from American Express. I've had the card for a year, always paid either in full or 70% over the minimum payment. Granted, I'm...
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March 15th, 2008, 08:08 AM
Thread: confused about cap 1
by reality- Replies
- 193
- Views
- 9,341
Hi everyone-
I opened a Cap1 account the end...
Hi everyone-
I opened a Cap1 account the end of November with the standard 300 credit limit. I received a letter in the mail saying that I would receive an automatic CLI to 500 after three... -
February 23rd, 2008, 09:09 AM
Thread: Judgement questions
by reality- Replies
- 3
- Views
- 680
Forgive me if my question seems ignorant, but I'm...
Forgive me if my question seems ignorant, but I'm new to all of this. I'm in the midst of trying to repair my credit with scores in the 620 range. I have two judgements and a released tax lien. ...




Thanks for the compliment. But I do not have a financial background really, well not in credit management. However there are several members on here that are, and they give great advice by the way. I...
687 FICO Score......What Card can...