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Type: Posts; User: reality

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  1. Replies
    104
    Views
    14,951

    Re: Orchard Bank

    Yes, I have other cards. Orchard was the first credit card that accepted me at that particular point of my financial demise. I believe at the time I had about a 510 fico score overall. I hope to...
  2. Replies
    104
    Views
    14,951

    Orchard Bank

    Well, I've been with Orchard bank for over two years with only one credit line increase, which I believe cost me 25.00 some year and a half ago. I at that time went from a 300.00 limit to a 400.00...
  3. Sticky: Poll: Re: Has Your Credit Card(s) CL Been Reduced, Closed, or Frozen? If So, Please Explain

    hjm,

    I agree with you and am convinced you did the right thing. I regret ever taking the card in the first place. I'm guessing American Express is going to come out just fine in this endeavor. ...
  4. Sticky: Poll: Re: Has Your Credit Card(s) CL Been Reduced, Closed, or Frozen? If So, Please Explain

    I'm guessing that all of the folks that they issued a low limit credit card to are going to see a CLD. It's depressing, but definitely not worth holding on to. I refuse to pay an annual fee for...
  5. Sticky: Poll: CLD from American Express

    Wow, I opened up my e-mail today and found an "account alert" from American Express. I've had the card for a year, always paid either in full or 70% over the minimum payment. Granted, I'm...
  6. Replies
    193
    Views
    9,341

    Hi everyone- I opened a Cap1 account the end...

    Hi everyone-

    I opened a Cap1 account the end of November with the standard 300 credit limit. I received a letter in the mail saying that I would receive an automatic CLI to 500 after three...
  7. Replies
    3
    Views
    680

    Forgive me if my question seems ignorant, but I'm...

    Forgive me if my question seems ignorant, but I'm new to all of this. I'm in the midst of trying to repair my credit with scores in the 620 range. I have two judgements and a released tax lien. ...
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