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Hey guys -

This may be a shocker, but I've been banking with a bank the last two months. That's right, no credit union. I know how much I used to praise credit unions on these forums, so bear...

BUMP - Happy Birthday! :)

Like FinanceGlobe on Facebook: https://www.facebook.com/financeglobe

I have been revamping the FG Facebook page a bit :)

Have a look!!

All my investing goes into websites I own. Upgrading website content is my highest priority, I typically design & code while paying someone to write the content. By upgrading content I get better...

Hi Hjm,
I clearly understand your desire to invest, but I don't recommend investing in Clearwire. The idea is strong but they cannot keep up with technology, particularly because they lack a large...

Oh my gosh, good luck with the job offer :). You hail from San Francisco right?? I'm sure those folks won't give you too bad of a time. Maybe you could get promoted to operating the light-rail...

UPDATE: So I had decided not to get business credit, however today I accumulated a fee due to me not watching my new checking account! It was for a reoccurring transaction that I forgot about. I...

Haha, reading through this old thread. I tried to convincing my mom to buy $20k Apple stock in 2007, when it was just $97 per share. She nearly did it, perhaps I should've pushed her a bit harder?...

Exactly. Keeping everything separate is my goal. I have the business checking and savings but still find myself wanting to use a credit card, perhaps I should just apply for a business card and see...

Thanks for the reply!

I mentioned that Capital One card because the chances of me getting approved seemed the greatest. I have zero business credit. I was wondering whether or not they just use...

Amex Blue cash went from $5,000 to $8,000 per my request. I regret not asking for more, but I didn't want to push things. Submitted online with instant decision (no credit pull).

I typically run...

BUMP! Does anyone have feedback on this??

I recently started a side business for my web design hobby. I obtained my EIN and opened business checking & savings, my question is whether or not I should get a credit card? I was looking at the...

This is amazing! I am really happy with my credit union as well. I have their Platinum Visa with a 7.99% fixed rate. I also just recently opened business checking & savings with them.

Great choice for banking with a credit union!

We need more info, how old are you? Are you just starting out to credit or rebuilding? How much is your income? How many credit inquiries are on your...

I have to say their a good company, too. I did close my Discover recently, but only because I was using wrongfully for longterm purchases. I needed a reality check so I reduced my credit portfolio....

Do loans from your retirement report to credit agencies? My retirement is through Fidelity... I was considering taking a loan someday. :confused:

Update: Closed my Discover card. I decided it was a chore to maintain too many credit cards.

- American Express Blue Cash $5,000
- Credit Union Visa $4,000
- Elan Financial Services Card $4,900...

Definitely wait at least until all accounts have aged six months or more. You could get a denial along the lines of... "Too many new accounts opened in the last six months." etc.

However, you are...

Assuming you're young and your first credit card was opened 7/10, what had caused your scores to stay below 700? What is your current total utilization? You mentioned paying stuff off, if these...

It really depends on your income. Even if you get a few thousand that would help! I'm not really sure how private student loans work, because they're moderated by the government now. They used to be...

Fill this out ASAP: http://www.fafsa.ed.gov/

My student loan is 4.5%.... but I only had like $2k.

Congrats, this is good to know! :cheesing:


I was given a credit limit increase in December to my CU Visa; from $3,000 to $4,000. This was done at the time of my auto loan, and utilized the...

Congrats! You are going to be saving $$$$$$$$$$$$$$$$$$$.

Credit unions are the way to go. <3

Was the Target credit profile sold though? I think I remember reading that either Chase or Capital One owns the profile now.

Anyone able to confer?