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my bankruptcy was discharged..august 2007..so no one will finance me?
I'm confused..people seem to get car loans all the time after a bk..mine was discharged like I stated..I know the interest will...

you guys are scaring me.
I never had a problem getting a car loan.
I actually can get some repairs on mine right now and go on..it has 109,000 miles but it looks pretty good and the repairs may...

I won't Meya.....unless they want to guarrantee me an approval now...LOL
with a big fat credit limit!
will let you know what they say.
thanks for all your information..it really helps out.

you're awesome Meya!

I am not going to apply like the first of June I think..I like to see my score update each month...
Yeah if you go to Barkley's website the u.s. airways card is still...

ok well that makes sense now..I thought it was the other way around..I thought barkleys sold to boa their u.s. airways cards...
Well that makes my chances better!..I wasnt even going to apply if...

Meya,
the u.s. airways dividen miles mastercard through barkleys is that the one that boa took over? or does boa have a u.s. airwarys card also? if it just still showing on that website you sent me...

thanks meya!!!
I was thinking that about boa...but when you go to barkeys/juniper website it still comes up with u.s. airways card...is this old info or do they both have their own now?
and are...

got capital one with a $2000 limit..and crown jewelers with $2500...yeah I know beware of them...but it helps the utilization...
my other cards are $300 limits and one with hooters with a $700...

thanks Meya!
well I actually read on other forums that imagine and salute are know for that..they had done it to hunds of people.
I haven't applied for a credit card since last August. I was just...

so I am correct to say I am in the toilet to apply for washington mutual or providian.?
I actually did have an account with providian years back that was paid perfectly and then I closed it when I...

well unfortunately for me Meya I had alot of credit!!! it was a substanial amount of available credit because my credit at one time was excellent.

But the real unfortunate thing is that I had...

I agree...this is definately going to kill me...
I want to of course apply for cards that are not the same bank that I bankrupted on..and now that they all keep merging they merge with banks I...

I have tried for some of the ones people say don't blacklist but when I apply they basically "blacklisted" me..

I had alot of accounts with gemb and when I included 2 in my bk they declined me...

no I don't have bank of america..there isnt any where I live..thanks for the info...do you know if there is a certain amount that you can pay up to without holding it? I know last year I paid $300...

hmj
do you mean like the bill payer service my bank offers?
I know they take about 4 days to send it to the credit card company if that is what you are talking about so you have to even submit that...

I have the same problem with hooters holding payment..I want to use the card for a car rental hold and some credit available for a weekend trip so I don't have to carry cash..how can I make an...

punkarella
i too filed bk in 07...i filed may 07...I hear at the 2 year mark it has less of an impact on your credit report but it is still there...will let you know what my scores look like after...

I use privacy matters 3 in 1 report and score from transunion..I was told these were fako scores but when I applied for something once I asked the person what my score was and she said 2 points less...

thanks Meya..! I figured that but I just thought because my utlization increased so much(well mainly because I don't have much credit or cards...lol) that it would still go up ...maybe 15 points or...

I got a new credit card and just seen it on my report..It is $2500 limit and I just owe $38..this is the first day I seen it on my credit report..only experian has it listed so far...I figured it...

I have a question on fha loans and the current stimulus plan on mortgages to help homeowners afford their homes.
I just sent in the required paperwork to my mortgage company to see if I could get...

I have heard that once you hit your 2 year mark on bankruptcy it has less of an impact on your scores and credit report..I was unaware of this but this is a good thing for me as my bk7 will be 2...

does anyone know the hours for capitol one in reference to these backdoor number departments?
The reason I am asking is because I one of them on a sunday and I am sure I got regular customer...

Yoyo, I had a few that were listed as balances gone to collection after my bk last year and when they got corrected to included in bk it raised my score...and what was strange was that some gone...

Does anyone still have the list that was posted here a while ago with back door numbers.?
I can't find it anymore!
I have capitol one's back door number and it worked for me...(yeah!)
but I was...