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  1. Thread: Pnc

    by ColoNative
    Replies
    5
    Views
    2,757

    Re: Pnc

    Geez. I didn't even realize RBC was attempting to sell especially considering that they just entered the US market within the last few years. Along with HSBC this will be the 2nd foriegn bank to...
  2. Replies
    2,195
    Views
    336,826

    Sticky: Re: Report Your "Credit limit Increases" Here!

    You can thank Senator Durbin (D)-IL for that one. Because of his amendment to the Dodd-Frank bill the interchange allowed for debit transactions will fall from a high of $0.44 per swipe to a new high...
  3. Thread: Hsbc

    by ColoNative
    Replies
    43
    Views
    10,697

    Re: Hsbc

    Joey:

    The point is not that Americans expect easy and large amounts of credit (which is true) it is that HSBC is crying foul and complaining about the American market (and therefore Americans)...
  4. Replies
    23
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    6,306

    Re: Embedded Chip / RFID CARDS

    :cool:
  5. Thread: Hsbc

    by ColoNative
    Replies
    43
    Views
    10,697

    Re: Hsbc

    "HSBC to wind down US card unit if no buyer found"

    http://www.reuters.com/article/2011/06/13/us-hsbc-idUSTRE75C3M620110613

    So, what does that mean exactly? They will do what the issuers of...
  6. Replies
    23
    Views
    6,306

    Re: Embedded Chip / RFID CARDS

    US Bank announced today that they are going to roll out EMV Chip and PIN to the US Bank Flex Rewards Visa!
    ...
  7. Thread: Hsbc

    by ColoNative
    Replies
    43
    Views
    10,697

    Re: Hsbc

    That has always been my point. They never really went after the prime customer. Unless you count the Saks and Neiman Marcus accounts. HSBC's shareholders have been crying foul for years over their US...
  8. Replies
    20
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    4,230

    Re: OMG it's June 2011?!

    Yup. The cities need the income :worried:
  9. Thread: Citibank

    by ColoNative
    Replies
    158
    Views
    14,951

    Re: Citibank

    Yeah you got kind of a raw deal on that account.
  10. Thread: Hsbc

    by ColoNative
    Replies
    43
    Views
    10,697

    Re: Hsbc

    Agreed. Even Barclay's gives credit lines in the thousands....Oh well, HSBC's loss.
  11. Replies
    2,195
    Views
    336,826

    Sticky: Re: Report Your "Credit limit Increases" Here!

    Excellent:cheesing: Did you request it or was it automatic?
  12. Replies
    99
    Views
    16,216

    Re: Best and worst banks

    HA! That is sweet. Just proves that the little people can make things happen!
  13. Thread: Amex

    by ColoNative
    Replies
    284
    Views
    42,853

    Re: Amex

    \

    I'm trying to talk him into a Zync :cheesing:
  14. Replies
    20
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    4,230

    Re: OMG it's June 2011?!

    He never had anything bad to say about cops. In fact this one time we got pulled over and my dad had some sort of military ID card. I don't know if he handed that to the cop along with his DL on...
  15. Thread: Citibank

    by ColoNative
    Replies
    158
    Views
    14,951

    Re: Citibank

    See, the funny thing about Bank One is that they are very much still alive. All the brick and mortar Chase branches and credit cards are still basically what Bank One/First USA used to be. I find...
  16. Replies
    20
    Views
    4,230

    Re: OMG it's June 2011?!

    It is still that way....18 year old kids can go and get blown up but they can't legally drink. Honestly, I don't think the 3 years makes any difference. I mean, do we just wake up responsible on our...
  17. Thread: Amex

    by ColoNative
    Replies
    284
    Views
    42,853

    Re: Amex

    They are supposed to. In theory whenever you first became a Member, that year should follow you to any other Amex product (issued by Amex). I have heard of people whose Member Since date actually...
  18. Thread: Citibank

    by ColoNative
    Replies
    158
    Views
    14,951

    Re: Citibank

    Lots of banks are gone for sure. I especially miss WaMu. I liked the way they serviced their customers for the most part. How could you hate a bank whose tag line was, "Whoo hoo!"? We have rather...
  19. Replies
    20
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    4,230

    Re: OMG it's June 2011?!

    By "took of the shackles" you mean you were 21 in 1967? I was 11 in 1990 but I do remember it. It was about that time that I learned what Savings & Loans were.

    But yes, enjoy 21 whilst it lasts...
  20. Thread: Citibank

    by ColoNative
    Replies
    158
    Views
    14,951

    Re: Citibank

    That makes sense about RBS. I believe I read that the UK government had to bail RBS out so they may be looking to unload them.
    I read about how Capital One may be interested too. Very strange....
  21. Replies
    20
    Views
    4,230

    Re: OMG it's June 2011?!

    Heh. Enjoy it, goes by fast! Good lord, I remember 1990...vividly.
  22. Thread: Citibank

    by ColoNative
    Replies
    158
    Views
    14,951

    Re: Citibank

    Right DNSB was created when Citibank started backing the old FACS credit division for Federated and when they gained all of the May department stores cards. I read that Citibank may be interested in...
  23. Thread: Amex

    by ColoNative
    Replies
    284
    Views
    42,853

    Re: Amex

    Did you get the first year free? If so, keep it because it has way better rewards. Then, next year if you want to save $50 downgrade to a regular Gold.
  24. Thread: Hsbc

    by ColoNative
    Replies
    43
    Views
    10,697

    Re: Hsbc

    Which is funny to me. They bought a subprime issuer and then made only half-arsed attempts to attract the prime customers. It is hard to be profitable relying on customers with $300 credit lines.....
  25. Thread: Citibank

    by ColoNative
    Replies
    158
    Views
    14,951

    Re: Citibank

    I have been wondering when the Macy's cards were being converted to GEMB. Has that stalled?
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