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Bankruptcy should always be a last resort, how ever, with that said, I have been a finance manager for quite a few years and can tell you, most if not all of my customers recover very quickly "IF"...

Wal-Mart Discover increased from $1800.00 to $3,300.00! :thumbsup:

Well look at who lifted from the ashes! Welcome back HJM!

It would be like any other purchase of a credit card portfolio, the billing would change over to Citi, as far as the cards, im sure you can continue using them until new ones are issued! I am very...

Im glad to hear you have had great results with them, many people havent, they are notoroious for giving instant approvals and then at the last moment pulling the rug out from under them! In my...

By making the payment you basically gave up your rights of having the account included in your discharge, however, what you may consider is disputing it with all three major credit bureaus and see if...

Getting ready to head into the Pre-Approval stage once again for my new home, I have decided that I wanted to know where I stood with my FICO scores, and heres what I came up with from a lender soft...

Greats news Wanderer! I love Citi card as well, they tended to my needs when I reached out to them! If you pay on time and treat them well they will bend over backwards to keep your business! I cant...

Congrats! Chase treats their customers very well, right along with Citi they listen to what their customers want and try very hard to meet our needs! As our lifestyles change so does our purchases,...

Try First Premier, or Capital One secured card, also check with a credit union.

Here over the last few months I have considered building a new home simply because rates are at an all time historical low, what I find most interesting is the first process of my journey was to list...

Congrats Wanderer! I myself just called and upgraded to the Discover IT card! It has all the same benefits of the More card and they also disregard a late fee once shall you ever forget! The...

I had an interesting experience this morning, I have a credit union card that I opened in March that was a gold card, limit is $5,000 with a rate of 12.99%, I wanted to get a lower rate since my...

Recent Increases on my cards

Citi Platinum Select, $1,500.00, now $2,500.00
Citi Diamond Preferred $1,500.00 now $5000.00
Sams Club $2500.00 now $6500.00
JC Penny, $800.00 now $2800.00...

A year and a month ago I purchased a 2008 CTS 3.6L DI AWD, well my factory warranty was about to expire and at the last minute yesterday I decided to trade it in on a 2010 Lincoln MKZ Ultimate AWD,...

Credit Unions tend to look at more than just a credit score, they look at reaching out to help their members reach their financial goals, credit unions were formed with the philosophy of taking care...

Through traditional banking it may be very tough, and if you are approved your interest rate will be much higher, with that score places like SpringLeaf Financial AKA (American General) or One Main...

Capital One is an excellent choice for those wishing to rebuild with scores like his, I would also check with a credit union as well! Alot of GE Money credit cards such as Wal-Mart, JC Penny, to name...

With a credit card you have the flexibility of either paying the total credit line off in full, or making atleast the minimum monthly payment where with a "Fixed Loan" or often referred to as an...

FICO® Score Summary

Your Equifax FICO® score: 731

On July 21, 2012

Your Equifax FICO® score is very good


Just thought I would share this! :thumbsup:

How stringent are they on inspection for USDA Wanderer? One thing I noticed with this home, which was built in 1890, The attic is not vented! There is no ridge vents, gable vents or vented soffits!...

Thanks Derek, Its not that I am in need of a home, its just this was exactly what I was looking for, I feel like I lost, and I feel like my agent didnt really work hard for me, I know she was sick,...

I havent been having a very good week, since I have finished up my rental property and paid down debt, I considered buying a new home to make my primary residence, with that said, I started searching...

Meya! I miss you! Its been quiet without you! Welcome back to FG! :cheesing:

Discover gave me an increase from $1000.00 to $2000.00! :thumbsup: