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I think when the economy gets better then you will see CLI's again. Cap one raised my interest rate to 21 percent from 11 percent recently. Never been late on them or anything. I guess they did it to...

Capital One isn't giving out too many CLI's because of the tight economy right now. Some people are even seeing CLD's with capital one. Not me personally but I have heard from others that it's...

Hi Meya....He ( Jayden ) is doing great! He's 7 months now and growing like a weed. He can sit up on his own now and he's about ready to crawl anyday.

I'm going to call them tomorrow and see what...

Does anyone know how often JCPenney gives CLI ?? :dumbfounded:

Hope everyone had a great Thanksgiving!!!

Yes hjm331 I called the other day and they told me that they would send me a letter within 7-10 business days.

My son is doing great Meya! Thanks for asking. :innocent: I'm shocked that hsbc gave me anything. My cap1 hasn't given any love for a long time. Not sure why either.

HSBC increased my limit by $200.00 today. I also noticed a increase in my Lowes but only by 25.00 so don't understand that at all. But it least I didn't have to ask for it.

My scores went up too...

I'm going to get all 3 credit reports today since all 3 were mentioned in the letter.

Makes no sense to me since they just gave me a cli on my other cap one card.

Thanks for the advice and...

Ok figure this one out for me......I called the backdoor number and asked for a CLI. I get " I can't give you one at this time but you will get a letter in the mail."

So I get the letter and it...

I've always carried a balance and make about one purchase a month and just made the min. payment.

I'm using about 65% of my credit limit right now.

For the life of me I can't understand why I can't get a CLI from Cap one. I called the back door number and they said they can't offer me anything at this time that they will review the account. I've...

Ok my WAMU statement came in today. They are raising my APR to 31.99 percent!!!! I have had this card since 2006. Should I pay this card off and close it?? I was only late on this card once last year...

..... what happens exactly when you combine cards? Do you keep your older tradeline and close the new account? Doesn't the new closed account look bad on your report?

Does anyone know how many Capital One cards you can have?

Cap One visa 1000 5/2005
Cap One M.C. 500 6/2006
Walmart 900 This year
HsBC 750 This year

I opened the Orchard in Sept of 2005 and I also opened another card in May of 2005 so it's not the longest history but it's up there. I called the backdoor number for the card last month and they...

Closed my Orchard Bank card today. I asked for a CLI and they wouldn't even think about it unless I would let them pull a hard on my credit report. They also said they would charge me for the...

My BK was over in Jan of 05' The capital one account that fell off today had a zero balance but never said included in BK just chargeoff.

It was a BK item that was supposed to fall off in June but fell off today.

Ok, had an alert that one of my baddies fell off on Equifax this morning. Whoo hoo! But I noticed that my score stayed the same. Does anyone know why? I figured as soon as May rolled around my score...

Linda...BK buddy :fun: LOL anyway I can't really say anything about the Macy's account how it will affect you. If it's in collections it's a black mark on your reports....how long do you have...

I'm still working on my credit reports actually. I have a sold off credit card that will not come off for anything. Experian is the worst to get them to do anything.

Here's what I think you...

http://www.financeglobe.com/Finance/review1002-4921.php

Here's another example of what I'm talking about...No review of the card by the original poster. No offense to the poster of the review just...

Hey Meya....I think you got me all wrong. Trust me I don't care if anyone say's hooters, b**bs or whatever you want to call them. My point was about the reviews for the cards. That was just an...