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Type: Posts; User: Jay1
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January 18th, 2011, 08:09 PM
Thread: HOOTERS MASTERCARD
by Jay1- Replies
- 192
- Views
- 13,930
Re: HOOTERS MASTERCARD
Hello all I know been a while since I have been on just wanted to give ya'll the heads up on Hooters. They closed my account because they said I had opened to many new accounts, keep in mind they had...
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June 11th, 2010, 08:28 PM
Thread: Credit Card Questions
by Jay1- Replies
- 1,693
- Views
- 161,197
Sticky: Poll:
Re: Denied for an orchard m/c
I hate to sound like a cheerleader for GE Money but I think we all know they are a FICO lender, maybe that may be an option?
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June 11th, 2010, 08:26 PM
Thread: Who's buying a house
by Jay1- Replies
- 19
- Views
- 2,344
Re: Who's buying a house
The loan took forever lol 4 months the loan officer gave me a listing of all three of my credit reports on each it listed how much I needed to bring down each credit card balance of x ammount of...
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June 5th, 2010, 11:38 PM
Thread: Report Your "Credit limit Increases" Here!
by Jay1- Replies
- 2,198
- Views
- 342,704
Sticky:
Re: GE Money
Yeah I have Hooters, Bank of America secured, Orchard Bank, 2 Direct Rewards Discovers, Macys, 2 Capital Ones. I think that is all lol. These were all requested CLI's with GE Money.
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June 3rd, 2010, 09:20 PM
Thread: Report Your "Credit limit Increases" Here!
by Jay1- Replies
- 2,198
- Views
- 342,704
Sticky:
GE Money
Hello all GE Money credit card holders there has been a change in the 4 month waitin period between credit line increases. Please see as follows.
Lowes opened one month ago 300.00 now 1150.00
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May 10th, 2010, 07:08 PM
Thread: Who's buying a house
by Jay1- Replies
- 19
- Views
- 2,344
Re: Who's buying a house
[The house I bought is 3 bedrom 2 bath farm house. I live in NC in the Mountains the further you move away from Asheville the lower the home prices. Still only 30 min from work though. We lived in a...
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May 6th, 2010, 05:39 PM
Thread: Who's buying a house
by Jay1- Replies
- 19
- Views
- 2,344
Who's buying a house
Hello everybody, I know it has been some time since I have been on a lot going on. I closed on my new home last week and have moved in. Thanks to all the wonderful people here at Finance Globe. You...
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April 4th, 2010, 10:02 AM
Thread: Report Your "Credit limit Increases" Here!
by Jay1- Replies
- 2,198
- Views
- 342,704
Sticky:
Re: Report Your "Credit limit Increases" Here!
I got another HSBC Discover about 4 or 5 months ago. This one had 300 dollar limit as well. Thought I would combine the two, no such luck representative told me that they no longer took request to...
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January 17th, 2010, 04:12 PM
Thread: Report Your "Credit limit Increases" Here!
by Jay1- Replies
- 2,198
- Views
- 342,704
Sticky:
Re: Report Your "Credit limit Increases" Here!
I had the card for 4 months before I asked for an increase. You are about guaranteed to get one every 4 months as long as you are using it, and pay on time.
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December 13th, 2009, 04:35 PM
Thread: Report Your "Credit limit Increases" Here!
by Jay1- Replies
- 2,198
- Views
- 342,704
Sticky:
Re: Report Your "Credit limit Increases" Here!
Hey everybody I am happy to report after many, many clicks of the luv button for Pennys finally got an increase today from 1000 to 1500 card had a balance of 581 when I requested the increase. The...
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October 21st, 2009, 02:24 PM
Thread: Report Your "Credit limit Increases" Here!
by Jay1- Replies
- 2,198
- Views
- 342,704
Sticky:
Re: Report Your "Credit limit Increases" Here!
Hey everybody first I should let you know that reopened my Chevron account ( need a brake job bad ) well you know my major gripe with them was no CLI well called today and got one finaly $200 now at...
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October 12th, 2009, 05:24 PM
Thread: Macys Visa
by Jay1- Replies
- 30
- Views
- 5,029
Re: Macys Visa
Not real sure if this is the right place for this post but... I just found out that Macy's now only does guide line increases every 6 months instead of every 3....:worried: Oh I reopened Macy's
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October 3rd, 2009, 09:39 PM
Thread: New Design Coming Soon!!!
by Jay1- Replies
- 23
- Views
- 2,849
Re: New Design Coming Soon!!!
I hate the new layout I can't figure out how to search old treads now help!!!!!!
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September 27th, 2009, 02:57 PM
Thread: Closing cards that aren't working for us
by Jay1- Replies
- 15
- Views
- 1,334
Re: Closing cards that aren't working for us
You know its time to close some cards when your shopping for a new wallet have to count on your fingers how many cards you have, and then have to count slots in the the new wallet to see if they...
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September 23rd, 2009, 07:09 PM
Thread: Closing cards that aren't working for us
by Jay1- Replies
- 15
- Views
- 1,334
Closing cards that aren't working for us
After Aspen closed my account, I started looking hard at my wallet and thinking which of these cards are working for me. Soooo I have started closing accounts Chevron no cli ever. Macys 100.00 CLI's...
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September 22nd, 2009, 07:18 PM
- Replies
- 548
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- 40,176
Sticky: Poll:
Re: Has Your Credit Card(s) CL Been Reduced, Closed, or Frozen? If So, Please Explain
Well its happened to me one of my oldest trades Aspen MC has closed my account. I was checking my reports tonight and saw that Exp was showing my account closed but the other two did not. So I...
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September 1st, 2009, 05:13 PM
Thread: Report Your "Credit limit Increases" Here!
by Jay1- Replies
- 2,198
- Views
- 342,704
Sticky:
Re: Report Your "Credit limit Increases" Here!
No secret I have been begging Hooters for a CLI forever and when I quit two months later I got one.
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August 31st, 2009, 05:51 PM
Thread: Report Your "Credit limit Increases" Here!
by Jay1- Replies
- 2,198
- Views
- 342,704
Sticky:
Re: Report Your "Credit limit Increases" Here!
Hey everybody thanks for putting positive vibes out for me got a $200 cli from Hooters can you believe it now at $700 :cheesing:
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August 24th, 2009, 07:17 PM
Thread: Report Your "Credit limit Increases" Here!
by Jay1- Replies
- 2,198
- Views
- 342,704
Sticky:
Re: Report Your "Credit limit Increases" Here!
That's great!! I wish Hooters would show me some luv.:laugh:
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August 18th, 2009, 05:49 PM
Thread: Capital One Credit Steps
by Jay1- Replies
- 46
- Views
- 11,930
Re: Capital One Credit Steps
The second is a rebuilder card as well. The same thing happened to me When I first got it about a month later I tried for the second card, a rep told me that you had to wait 45 day from the last app...
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August 16th, 2009, 07:41 PM
Thread: deferred student loans
by Jay1- Replies
- 5
- Views
- 1,502
Re: deferred student loans
Same here I am in deferment again now until Jan 2010. I was told by the rep at Direct Loan Servicing Center that this would have no negative affect on my credit.
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August 16th, 2009, 07:35 PM
Thread: Capital One Credit Steps
by Jay1- Replies
- 46
- Views
- 11,930
Re: Capital One Credit Steps
Hello all I know it has been sometime since I posted, I have been super busy this summer. Anyway I got my credit steps increase in July to $750 called tonight and they said I would get another...
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July 7th, 2009, 05:49 PM
Thread: Report Your "Credit limit Increases" Here!
by Jay1- Replies
- 2,198
- Views
- 342,704
Sticky:
Re: Report Your "Credit limit Increases" Here!
Hey every body got my Credit Steps Increase today :cheesing: from Cap 1 300 to 750 yeahhhhhhh.
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June 30th, 2009, 09:00 PM
Thread: Report Your "Credit limit Increases" Here!
by Jay1- Replies
- 2,198
- Views
- 342,704
Sticky:
Re: Report Your "Credit limit Increases" Here!
I feel ya I still have not got one. I talked to rep that said that he could not tell me if I would get an increase or not but that customers like me that used the card heavily and made large on time...
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June 29th, 2009, 07:05 PM
Thread: Report Your "Credit limit Increases" Here!
by Jay1- Replies
- 2,198
- Views
- 342,704
Sticky:
Re: Report Your "Credit limit Increases" Here!
Hello all good news and another good reason to post! I could not remember when I got my last cli from Dillards so I look over my own old post and it had been 4 months, so...... I hit the luv button....




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