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BungalowMo, I like how you likened fake scores with with the of looking at a Ferrari photo and sitting on the real deal. :white-flag:

Thanks. A follow up question, how do they determine if the card can be unsecured? Any ideas?

So true. I think that's one of the risk online shoppers have to take. But is convenience really worthy enough to pay for something that might not fit?

WOW!congratulations on the new apartment and Mac Mini. :cool: looking forward to that Pearl District guide you're working on. :cheesing:

yeah, 500 is better than nothing. :white-flag:

What a great idea!:cheesing:

Why didn't you closed the account? If it was me, I'd probably get tired of disputing charges for 3years. :white-flag:

Are the automatic CLIs only applied on old cardholders?

I'll take Wanderer's words Meya. :)

Very well said Wanderer. :white-flag:

Great advice Wanderer. Having a house is not really for everyone, so putting an investment on one is a very big decision to make.

Aren't they required by law to inform the cardholder about anything to do with CLs?

How much is the required deposit?

Wow!congratulations on closing the deal and for having your new house. How long did it take you to get the loan and find the house (or whichever came first)? :innocent:

Congratulations Joeyman and good luck! Welcome to the world of indepedence. :)

yeah, online shopping is really convenient especially for busy people like us. :cheesing:

They are today's heroes!

If it's me, I don't see any reason to walk away. It's already my house even if it's still unpaid. :innocent:

How is the Delinquency Alert System calculated?

If I was in their shoes, I'd also lose trust in the system. I'd think something fishy's going on if the change occur almost without warning. If something's going to turn bad or good, we gotta see...

Should investors panic or bail out? I'm wondering what the effect would be to investors' money because of what happened.

lol...a great business strategy. :cheesing:

So true. An established business really have the edge over others in their industry. Most of their clients can be assured that they can trust who they're dealing with because of positive experiences.

lol...i agree. give them the boot first. :cheesing:

According to Howard Gold, "conflicts of interests are business as usual on Wall Street and have been for years." So, are investors set up to fail if this is really the case? I'm not sure what to...