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Type: Posts; User: eugene66

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  1. Replies
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    Re: Citibank World/Signature

    Well the ride is over now because I just received a letter today stating on Sept 15, 2011 my 2% cash back for supermarkets, drugstores, utilities etc, will end and the card will be converted to a...
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    Re: Capital One Bank

    Capital One back when that was written was also known not to report credit limits to the credit bureaus (old postings of complaints on forums can be found) and when they did I believed it affected...
  3. Thread: Amex

    by eugene66
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    42,768

    Re: Amex

    I received my first statement for my Amex and noticed that I have a feature called pay over time to which I received a letter about it yesterday, and as much as I love discover website layout, Amex...
  4. Thread: Citibank

    by eugene66
    Replies
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    14,916

    Re: Citibank

    My Citibank online statements has been overhauled with a fresh look now instead of a jigsaw puzzle it use to look like.The card act must had something to do with it or they must have finally listened...
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    Re: Best and worst banks

    I know BOA business practice can be scandalous but this is ridiculous..........

    ...
  6. Thread: Amex

    by eugene66
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    42,768

    Re: Amex

    roflmao:laugh: that's a mighty expensive elite attitude...........believe me, I am no obsess American Express lover but just trying to create a diverse credit profile to build upon.
  7. Thread: Amex

    by eugene66
    Replies
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    42,768

    Re: Amex

    Yes the first year is free and I checked the rewards structure...not bad but I will downgrade before the annual fee kicks in next year.
  8. Thread: Amex

    by eugene66
    Replies
    284
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    42,768

    Re: Amex

    update: Looks like American Express slipped me a mickey because I know for a fact that I applied for the regular gold card but received the Premiere Reward card.:shocked:
  9. Thread: Amex

    by eugene66
    Replies
    284
    Views
    42,768

    Re: Amex

    After receiving my up tenth Pre approval from American Express for the gold card, I applied and was approved.I will put up a review after I have received and used the card within the next couple of...
  10. Thread: Citibank

    by eugene66
    Replies
    158
    Views
    14,916

    Re: Citibank

    Thnx hjm331 When people talk about how a card should grow as you use it, Citi for me was not kidding around because the Platinum Select card I opened in 09 now has 15K limit(lowered to 11k by...
  11. Thread: Citibank

    by eugene66
    Replies
    158
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    14,916

    Re: Citibank

    It use to be before the card act that when you use the request for a cli link two things would happen.Either you get the cli or you would have to fill out a form which require more financial info...
  12. Thread: Chase Bank

    by eugene66
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    3,361

    Re: Chase Bank

    Lets just say it involved vested retirement accounts, line of credit options , cd's and Mutual fund accounts and many more when I did my homework to see what would work better for me.A lot of...
  13. Thread: Citibank

    by eugene66
    Replies
    158
    Views
    14,916

    Re: Citibank

    I've just checked my online statement for my Citi Dividend card and noticed that I still receive cashback under these catagories Gas, Groc, Drug, Conv Store,Cable,Util under the section Total Special...
  14. Thread: Chase Bank

    by eugene66
    Replies
    13
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    3,361

    Re: Chase Bank

    Exactly Wanderer because I was a member of credit unions for many years but over time, other than car loans and personal loan, they did not offer the financial flexibility that banks had for my needs.
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    Sticky: Re: Report Your "Credit limit Increases" Here!

    lmao:laugh: That's why I have been cleaning out my credit closet and only deal with the credit powerhouses.
  16. Thread: Chase Bank

    by eugene66
    Replies
    13
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    3,361

    Re: Chase Bank

    That's the same thing with Bank of America because they did not care one bit when I closed my checking and credit card with them which made it even more imperative to do away with them as quickly as...
  17. Thread: Citibank

    by eugene66
    Replies
    158
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    14,916

    Re: Citibank

    I believe the Diamond preferred rewards card was permanently changed but I've read that Citi gave consumers with just the preferred card the choice to upgrade.

    Thanx ColoNative....When I requested...
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    Sticky: Re: Report Your "Credit limit Increases" Here!

    Everywhere I shop takes Discover but the real asset for me is Discover shop because between the 5% to 20% I get from places I go to, I make a killing every month on my cashback rewards.Plus I love...
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    Re: Amazon Credit Card

    I applied last month for the Chase Amazon Rewards Visa and was approved for the signature card with a 5k limit with an apr of 13.74%.I shop a ton there and as I made a purchase the "40 dollar credit"...
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    Sticky: Re: Report Your "Credit limit Increases" Here!

    I got a letter from Discover today informing they have increased my cl by 600 to which I thank them because of their great customer service.
  21. Thread: Citibank

    by eugene66
    Replies
    158
    Views
    14,916

    Re: Citibank

    Today I applied for the Citi Diamond Preferred card for the 0% balance transfer for 21 months(and purchases) and got approved but I had to use chat to answer some ID questions(my first)which only...
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    3,223

    Re: Citibank World/Signature

    I was never offered the upgrade for both of my cards but I did some research and it seems that Citi started reporting limits sometime last month.I've read credit blogs over the last few weeks and...
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    Re: Complete Upgrade

    It took me ten minutes to become semi-pro using this awesome new layout when it first rolled out:laugh:
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    Re: Macy's Credit Card Customers: Important

    I remember reading an article last year too about the purchase but as i re-read the article today, the last sentence stood out which mentioned that "Citi would service the accounts for the first...
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    Re: Macy's Credit Card Customers: Important

    It seems that Citi is finally passing the Macy's card portfolio to GEMB and in the process(my guess) has implemented a change to the accounts during the official changeover.
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